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Debt-to-equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.4×+0.1×
Bank of America logo
Bank of AmericaBAC
1.1×+0.1×
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
1.2×-0.5×
Home Federal Bancorp logo
Home Federal BancorpHFBL
0.0×
PCB Bancorp logo
PCB BancorpPCB
0.0×
MainStreet Bancshares, Inc. logo
MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

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Revenue$15.0M+40.5%
Net income$4.7M+20.5%
EPS (diluted)$0.20+17.6%

Balance sheet

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Cash & equivalents$140.0M-2.4%
Total debt$2.6M-3.6%
Total equity$126.8M+17.4%
Total assets$1.3B+29.8%

Cash flow

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Operating cash flow$7.9M+151%
CapEx$439.0K+55.1%
Free cash flow$7.4M+161%

Valuation

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Market cap$71.65M+37.0%
Enterprise value-$65.72M-48.2%
P/E4.1×+0.6×
P/S1.3×+0.1×

Profitability

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Net margin32.5%-3.2pp
FCF margin40.1%+3.0pp

Returns & leverage

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Return on equity14.9%-0.5pp

Where this comes from

Calculated from OptimumBank Holdings’s reported figures.

Based on the most recent quarter.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OptimumBank Holdings's debt-to-equity?
OptimumBank Holdings (OPHC) reported debt-to-equity of 0× in Q1 2026.
How has OptimumBank Holdings's debt-to-equity changed year-over-year?
OptimumBank Holdings's debt-to-equity decreased by 17.7% year-over-year, from 0× to 0×.
What is the long-term trend for OptimumBank Holdings's debt-to-equity?
Over 5 years (2020 to 2025), OptimumBank Holdings's debt-to-equity has grown at a -15.4% compound annual growth rate (CAGR), from 0.1× to 0×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.