Connect your AI

OptimumBank Holdings OPHC Price / book

Price / book at other companies

JPMorgan ChaseJPM

2.2×+0.2×

Bank of AmericaBAC

1.2×+0.1×

Wells Fargo & CompanyWFC

1.4×+0.1×

Home Federal BancorpHFBL

0.9×+0.2×

PCB BancorpPCB

0.8×+0.1×

MainStreet Bancshares, Inc.MNSBP

——

Other financials

Income statement

Revenue$15.0M+40.5%

Net income$4.7M+20.5%

EPS (diluted)$0.20+17.6%

Balance sheet

Cash & equivalents$140.0M-2.4%

Total debt$2.6M-3.6%

Total equity$126.8M+17.4%

Total assets$1.3B+29.8%

Cash flow

Operating cash flow$7.9M+151%

CapEx$439.0K+55.1%

Free cash flow$7.4M+161%

Valuation

Market cap$71.65M+37.0%

Enterprise value-$65.72M-48.2%

P/E4.1×+0.6×

P/S1.3×+0.1×

Profitability

Net margin32.5%-3.2pp

FCF margin40.1%+3.0pp

Returns & leverage

Return on equity14.9%-0.5pp

Debt / equity0×0.0×

Where this comes from

Calculated from OptimumBank Holdings’s reported figures.

market cap/total stockholders equity=0.5×

Based on the most recent quarter.

The official record: OptimumBank Holdings’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about OptimumBank Holdings's price / book.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Harbor at dusk

Questions, answered.

What is OptimumBank Holdings's price / book?: OptimumBank Holdings (OPHC) reported price / book of 0.5× in Q1 2026.
How has OptimumBank Holdings's price / book changed year-over-year?: OptimumBank Holdings's price / book increased by 9.4% year-over-year, from 0.4× to 0.5×.
What is the long-term trend for OptimumBank Holdings's price / book?: Over 5 years (2020 to 2025), OptimumBank Holdings's price / book has grown at a -14.8% compound annual growth rate (CAGR), from 0.9× to 0.4×.
What does price / book mean?: Market capitalization at the quarter end divided by shareholders' equity. The premium (or discount) the market assigns to the company's book equity.