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Oportun Financial Corporation OPRT Q2 2025 earnings

Reported August 6, 2025 · After market close

Revenue$164.1MMiss by $74.4M
EPS$0.31Beat by $0.09
Revenue estimate$238.5M
EPS estimate$0.22

Next report

Nov 3, 2026 (in 2 months)
Revenue estimate$237.9M
EPS estimate$0.43

Financials

Q2 2025

Income statement

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Revenue$104.6M+74.2%
Net income$6.9M+122%
EPS (diluted)$0.14+118%

Balance sheet

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Cash & equivalents$228.2M-3.6%
Total debt$15.9M-31.1%
Total equity$376.0M+6.2%
Total assets$3.2B-1.5%

Cash flow

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Operating cash flow$104.5M-3.0%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$310.16M+175%
Enterprise value$97.89M+197%
P/S0.8×+0.5×

Returns & leverage

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Debt / equity0×0.0×

FAQ

When did Oportun Financial Corporation report Q2 2025 earnings?
Oportun Financial Corporation (OPRT) reported Q2 2025 earnings on August 6, 2025 after market close.
What were Oportun Financial Corporation's Q2 2025 revenue and EPS?
Oportun Financial Corporation reported revenue of $164.1M and eps of $0.31 for Q2 2025.
Did Oportun Financial Corporation beat estimates in Q2 2025?
Revenue missed the consensus estimate of $238.5M by $74.4M. EPS beat the consensus estimate of $0.22 by $0.09.
How did Oportun Financial Corporation's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 34.5% from $250.4M a year earlier and eps grew 287.5% from $0.08.
Where can I find Oportun Financial Corporation's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001538716-25-000075) and the 10-Q periodic report (0001538716-25-000082) directly on SEC EDGAR. The filing index links above go to sec.gov.