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Oportun Financial Corporation OPRT Q4 2025 Annual earnings

Reported February 26, 2026 · After market close

Revenue$247.7MBeat by $4.6M
EPS$0.27Beat by $0.01
Revenue estimate$243.1M
EPS estimate$0.26

Next report

Nov 3, 2026 (in 2 months)
Revenue estimate$237.9M
EPS estimate$0.43

Financials

Q4 2025

Income statement

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Revenue$90.4M-3.2%
Net income$3.4M—
EPS (diluted)$0.07—

Balance sheet

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Cash & equivalents$198.9M-7.3%
Total debt$12.2M-37.3%
Total equity$390.1M+10.3%
Total assets$3.3B+1.0%

Cash flow

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Operating cash flow$108.9M+19.0%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$233.44M+67.2%
Enterprise value$46.69M+184%
P/E9.2×—
P/S0.6×+0.1×

Profitability

See full
Net margin6.2%—

Returns & leverage

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Return on equity6.8%—
Debt / equity0×0.0×

FAQ

When did Oportun Financial Corporation report Q4 2025 earnings?
Oportun Financial Corporation (OPRT) reported Q4 2025 earnings on February 26, 2026 after market close.
What were Oportun Financial Corporation's Q4 2025 revenue and EPS?
Oportun Financial Corporation reported revenue of $247.7M and eps of $0.27 for Q4 2025.
Did Oportun Financial Corporation beat estimates in Q4 2025?
Revenue beat the consensus estimate of $243.1M by $4.6M. EPS beat the consensus estimate of $0.26 by $0.01.
How did Oportun Financial Corporation's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 1.3% from $250.9M a year earlier and eps declined 44.9% from $0.49.
Where can I find Oportun Financial Corporation's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001538716-26-000010) and the 10-K periodic report (0001538716-26-000015) directly on SEC EDGAR. The filing index links above go to sec.gov.