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Oportun Financial Corporation OPRT Q2 2026 earnings

Reported August 5, 2026 · After market close

Revenue$233.2MBeat by $2.5M
EPS$0.42Beat by $0.09
Revenue estimate$230.7M
EPS estimate$0.33

Next report

Nov 3, 2026 (in 2 months)
Revenue estimate$237.9M
EPS estimate$0.43

Financials

Q2 2026

Income statement

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Revenue$105.6M+1.0%
Net income$8.5M+24.1%
EPS (diluted)$0.17+21.4%

Balance sheet

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Cash & equivalents$212.4M-6.9%
Total debt$12.5M-21.5%
Total equity$407.1M+8.3%
Total assets$3.1B-2.2%

Cash flow

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Operating cash flow$109.3M+4.6%

Valuation & ratios

Valuation

as of 09/17/26
See full
Market cap$361.46M+19.9%
Enterprise value$161.55M+82.5%
P/E18.6×—
P/S0.9×+0.1×

Profitability

See full
Net margin4.9%—

Returns & leverage

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Return on equity5%—
Debt / equity0×0.0×

FAQ

When did Oportun Financial Corporation report Q2 2026 earnings?
Oportun Financial Corporation (OPRT) reported Q2 2026 earnings on August 5, 2026 after market close.
What were Oportun Financial Corporation's Q2 2026 revenue and EPS?
Oportun Financial Corporation reported revenue of $233.2M and eps of $0.42 for Q2 2026.
Did Oportun Financial Corporation beat estimates in Q2 2026?
Revenue beat the consensus estimate of $230.7M by $2.5M. EPS beat the consensus estimate of $0.33 by $0.09.
How did Oportun Financial Corporation's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 42.1% from $164.1M a year earlier and eps grew 35.5% from $0.31.
Where can I find Oportun Financial Corporation's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001538716-26-000065) and the 10-Q periodic report (0001538716-26-000067) directly on SEC EDGAR. The filing index links above go to sec.gov.