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Old Republic International ORI Reinsurance Recoverable — Unearned Premiums

Other segment segments

Corporate & Other
$0
Title Insurance Group
$0

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Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Column A / Segment / Year Ended December 31, 2025:Column B / Deferred Policy Acquisition CostsColumn C / Loss and Loss Adjustment Expense ReservesColumn D / Unearned PremiumsColumn E / Other Policyholders'Benefits and FundsColumn F / Premium Revenue
Specialty Insurance$636.1$7,826.6$2,858.0$139.1$5,184.8
Title Insurance545.72.02,594.4
Corporate & Other (a)0.14.130.09.4
Reinsurance Recoverable (b)6,399.11,124.56.6
Consolidated$636.2$14,775.7$3,982.5$177.8$7,788.7
Year Ended December 31, 2024:
Insurance Underwriting:
Specialty Insurance$531.1$7,341.5$2,591.4$134.5$4,677.0

Item 15 - Exhibits

FAQ

What is Old Republic International's reinsurance recoverable — unearned premiums?
Old Republic International (ORI) reported reinsurance recoverable — unearned premiums of $1.12B in Q4 2025.
How has Old Republic International's reinsurance recoverable — unearned premiums changed year-over-year?
Old Republic International's reinsurance recoverable — unearned premiums increased by 23.0% year-over-year, from $913.9M to $1.12B.
What does reinsurance recoverable — unearned premiums mean?
This represents the portion of premiums ceded to reinsurers that has not yet been earned by the reinsurer as of the reporting date. It reflects the asset value of prepaid reinsurance coverage for the remaining policy term. This metric helps in assessing the company's prepaid reinsurance protection.

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