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Old Republic International ORI Specialty Insurance Segment — Direct Premiums Earned

Other product segments

Title Insurance Group
$2.59B+11.1%
Life Insurance in Force
$523.2M-19.6%
Accident and health Insurance
$8.9M-14.4%
Life Insurance
$3.9M-30.4%

Similar metrics at other companies

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RDNSpecialty Insurance — Direct Premiums Earned
$146.06M
NOD
NODKNet Premium Earned — Direct Premiums Earned
$71.1M-13.9%
Investors Title Company logo
ITICTitle Insurance — Direct Premiums Earned
$53.22M+4.2%
Reinsurance Group of America logo
RGAInsurance, Other — Direct Premiums Earned
$68.75M-90.5%
Fidelity National Financial logo
FNFTraditional Life Insurance Premiums — Direct Premiums Earned
$353M+2.9%
U-Haul Holding logo
UHALLife Insurance — Direct Premiums Earned
$10.6M-7.9%

Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

See full
Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Column A / Year Ended December 31, 2025:Column B / Gross AmountColumn C / Cededto Other CompaniesColumn D / Assumedfrom Other CompaniesColumn E / Net AmountColumn F / Percentageof Amount Assumedto Net
Life insurance in force$523.2$269.9$253.3
Premium Revenues:
Specialty Insurance$8,144.7$3,079.2$119.3$5,184.82.3%
Title Insurance2,592.22.22,594.40.1
Life and Health Insurance:
Life insurance3.91.61.73.943.3
Accident and health insurance8.93.45.5
Total Life & Health Insurance12.85.01.79.418.0

Item 15 - Exhibits

FAQ

What is Old Republic International's specialty insurance segment — direct premiums earned?
Old Republic International (ORI) reported specialty insurance segment — direct premiums earned of $2.04B in Q4 2025.
How has Old Republic International's specialty insurance segment — direct premiums earned changed year-over-year?
Old Republic International's specialty insurance segment — direct premiums earned increased by 12.8% year-over-year, from $1.81B to $2.04B.
What is the long-term trend for Old Republic International's specialty insurance segment — direct premiums earned?
Over 4 years (2021 to 2025), Old Republic International's specialty insurance segment — direct premiums earned has grown at a 10.3% compound annual growth rate (CAGR), from $5.51B to $8.14B.
What does specialty insurance segment — direct premiums earned mean?
This represents the total premiums earned by the specialty segment before any reinsurance cessions are taken into account. It reflects the gross market activity and the total risk exposure underwritten by the segment. This is a key metric for understanding the segment's raw market footprint.

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