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Old Second Bancorp OSBC Total noninterest expense

Total noninterest expense at other companies

Wintrust Financial logo
Wintrust FinancialWTFC
$382.63M+4.5%
Northwest Bancshares logo
Northwest BancsharesNWBI
$104.04M+13.4%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$198.63M+52.7%
Old National Bancorp logo
Old National BancorpONB
$364.7M+35.8%
Financial Institutions logo
Financial InstitutionsFISI
$35.6M+5.7%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's total noninterest expense?
Old Second Bancorp (OSBC) reported total noninterest expense of $50.21M in Q1 2026.
How has Old Second Bancorp's total noninterest expense changed year-over-year?
Old Second Bancorp's total noninterest expense increased by 12.8% year-over-year, from $44.51M to $50.21M.
What is the long-term trend for Old Second Bancorp's total noninterest expense?
Over 4 years (2021 to 2025), Old Second Bancorp's total noninterest expense has grown at a 18.4% compound annual growth rate (CAGR), from $103.78M to $204.02M.
What does total noninterest expense mean?
The aggregate of all operating expenses incurred by the bank, excluding interest expense, such as personnel costs, technology, occupancy, and professional fees. This is a primary measure of the bank's operational efficiency and cost structure. Investors use this to calculate the efficiency ratio and assess the bank's ability to control overhead.