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Old Second Bancorp OSBC Total noninterest expense

Total noninterest expense at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$27.32B+14.9%
Wintrust Financial logo
Wintrust FinancialWTFC
$397.54M+4.2%
Northwest Bancshares logo
Northwest BancsharesNWBI
$104.28M+6.9%
Old National Bancorp logo
Old National BancorpONB
$372.16M-3.3%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$70.63M+29.0%
Financial Institutions logo
Financial InstitutionsFISI
$35.61M-0.2%

Other financials

Income statement

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Revenue$96.6M+28.6%
Net income$28.2M+29.1%
EPS (diluted)$0.54+12.5%

Balance sheet

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Cash & equivalents$143.3M+1.1%
Total debt$375.0M
Total equity$902.8M+25.6%
Total assets$6.9B+20.5%

Cash flow

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Operating cash flow$28.6M+17.9%
CapEx$667.0K-15.5%
Free cash flow$27.9M+19.0%

Valuation

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Market cap$1.29B+46.4%
Enterprise value$1.53B
P/E14×+3.4×
P/S3.4×+0.4×

Profitability

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Net margin24.2%-4.4pp
FCF margin37.3%+0.5pp

Returns & leverage

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Return on equity11.4%-1.1pp
Debt / equity0.4×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Old Second Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000357173-26-000045
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Consumer credit expense1,720153,24240
Other real estate expense, net5235(134)1,908
Other expense4,7943,4878,8766,848
Total noninterest expense51,25243,419101,46287,924
Income before income taxes37,83829,21371,90255,413
Provision for income taxes9,6597,39118,13813,761
Net income$28,179$21,822$53,764$41,652
Basic earnings per share$0.55$0.49$1.04$0.93

Item 1. Financial Statements

FAQ

What is Old Second Bancorp's total noninterest expense?
Old Second Bancorp (OSBC) reported total noninterest expense of $51.25M in Q2 2026.
How has Old Second Bancorp's total noninterest expense changed year-over-year?
Old Second Bancorp's total noninterest expense increased by 18.0% year-over-year, from $43.42M to $51.25M.
What is the long-term trend for Old Second Bancorp's total noninterest expense?
Over 4 years (2021 to 2025), Old Second Bancorp's total noninterest expense has grown at a 18.4% compound annual growth rate (CAGR), from $103.78M to $204.02M.
What does total noninterest expense mean?
The aggregate of all operating expenses incurred by the bank, excluding interest expense, such as personnel costs, technology, occupancy, and professional fees. This is a primary measure of the bank's operational efficiency and cost structure. Investors use this to calculate the efficiency ratio and assess the bank's ability to control overhead.

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