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Wintrust Financial WTFC Total noninterest expense

Total noninterest expense at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$27.32B+14.9%
Old Second Bancorp logo
Old Second BancorpOSBC
$51.25M+18.0%
Old National Bancorp logo
Old National BancorpONB
$372.16M-3.3%
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Nicolet BanksharesNIC
$103.76M+108%
Bank First Corporation logo
Bank First CorporationBFC
$34.4M+65.7%
Fifth Third Bank logo
Fifth Third BankFITB

Segments

By segment

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Community Banking$309.98M+2.6%
Specialty finance$62.9M+11.1%
Wealth management$36.71M+6.8%

Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022
(Dollars in thousands, except per share data)Three Months Ended / June 30,2026Three Months Ended / June 30,2025Six Months Ended / June 30,2026Six Months Ended / June 30,2025
FDIC insurance6,64010,97117,63021,897
Other real estate owned expense, net7865059931,148
Other39,04037,24378,00476,064
Total non-interest expense397,537381,461780,169747,551
Income before taxes317,964267,088618,904520,143
Income tax expense84,27171,561157,823135,577
Net income$233,693$195,527$461,081$384,566
Preferred stock dividends8,3676,99116,73413,982

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Wintrust Financial's total noninterest expense?
Wintrust Financial (WTFC) reported total noninterest expense of $397.54M in Q2 2026.
How has Wintrust Financial's total noninterest expense changed year-over-year?
Wintrust Financial's total noninterest expense increased by 4.2% year-over-year, from $381.46M to $397.54M.
What is the long-term trend for Wintrust Financial's total noninterest expense?
Over 4 years (2021 to 2025), Wintrust Financial's total noninterest expense has grown at a 7.5% compound annual growth rate (CAGR), from $1.13B to $1.51B.
What does total noninterest expense mean?
This is the sum of all operating costs excluding interest expense, representing the total overhead required to run the bank. It encompasses personnel, technology, marketing, and administrative costs.

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