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Oscar Health OSCR Change in unearned premiums

Change in unearned premiums at other companies

Kinsale Capital Group logo
Kinsale Capital GroupKNSL
$7.99M-74.9%
Axis Capital Holders logo
Axis Capital HoldersAXS
$746.21M+14.3%
First American Financial logo
First American FinancialFAF
-$14.6M-0.7%
Oscar Health logo
Oscar HealthOSCR
$5.8M+266%
Allstate logo
AllstateALL
-$194M-175%
RenaissanceRe Holdings logo
RenaissanceRe HoldingsRNR
$857.29M-18.3%

Other financials

Income statement

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Revenue$4.6B+52.6%
Operating income$704.1M+137%
Net income$679.0M+147%
EPS (diluted)$2.07+125%

Balance sheet

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Cash & equivalents$4.8B+114%
Total debt$430.9M+43.7%
Total equity$1.7B+24.8%
Total assets$9.3B+59.0%

Cash flow

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Operating cash flow$2.6B+198%
CapEx$8.8M-2.6%
Free cash flow$2.6B+200%

Valuation

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Market cap$8.56B+4.0%
Enterprise value$4.16B-174%
P/S0.6×-0.2×

Profitability

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Operating margin0.1%
Net margin-0.3%
FCF margin-8.2%

Returns & leverage

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Return on equity-2.6%
Debt / equity0.3×0.0×
Current ratio1.1×+0.2×

Where this comes from

Reported directly by Oscar Health in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInUnearnedPremiums.

The official record: Oscar Health’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oscar Health's change in unearned premiums?
Oscar Health (OSCR) reported change in unearned premiums of $5.8M in Q1 2026.
How has Oscar Health's change in unearned premiums changed year-over-year?
Oscar Health's change in unearned premiums increased by 266.1% year-over-year, from -$3.49M to $5.8M.
What is the long-term trend for Oscar Health's change in unearned premiums?
Over 4 years (2021 to 2025), Oscar Health's change in unearned premiums has grown at a 132.5% compound annual growth rate (CAGR), from $3.14M to $91.81M.
What does change in unearned premiums mean?
Measures the change in premiums collected in advance for coverage periods that have not yet elapsed. This liability represents the portion of premiums that the company has not yet earned as revenue. It is a key indicator of growth in the insurance book of business.