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Oscar Health OSCR Net premiums earned

Net premiums earned at other companies

CVS Health logo
CVS HealthCVS
$33.79B+3.0%
UnitedHealth Group logo
UnitedHealth GroupUNH
$87.56B+1.2%
Elevance Health logo
Elevance HealthELV
$41.02B+0.3%
Molina Healthcare logo
Molina HealthcareMOH
$10.17B-4.3%

Other financials

Income statement

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Revenue$4.6B+52.6%
Operating income$704.1M+137%
Net income$679.0M+147%
EPS (diluted)$2.07+125%

Balance sheet

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Cash & equivalents$4.8B+114%
Total debt$430.9M+43.7%
Total equity$1.7B+24.8%
Total assets$9.3B+59.0%

Cash flow

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Operating cash flow$2.6B+198%
CapEx$8.8M-2.6%
Free cash flow$2.6B+200%

Valuation

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Market cap$8.56B+4.0%
Enterprise value$4.16B-174%
P/S0.6×-0.2×

Profitability

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Operating margin0.1%
Net margin-0.3%
FCF margin-8.2%

Returns & leverage

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Return on equity-2.6%
Debt / equity0.3×0.0×
Current ratio1.1×+0.2×

Where this comes from

Reported directly by Oscar Health in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Oscar Health’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oscar Health's net premiums earned?
Oscar Health (OSCR) reported net premiums earned of $4.58B in Q1 2026.
How has Oscar Health's net premiums earned changed year-over-year?
Oscar Health's net premiums earned increased by 52.9% year-over-year, from $3B to $4.58B.
What is the long-term trend for Oscar Health's net premiums earned?
Over 4 years (2021 to 2025), Oscar Health's net premiums earned has grown at a 58.2% compound annual growth rate (CAGR), from $1.83B to $11.47B.
What does net premiums earned mean?
Net premiums earned represent the portion of insurance premiums that the company has recognized as revenue after accounting for reinsurance cessions. This metric reflects the core income generated from providing insurance coverage to policyholders during a specific period. It is a primary indicator of the company's scale and market reach in the health insurance sector.