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UnitedHealth Group UNH Net premiums earned

Net premiums earned at other companies

Humana logo
HumanaHUM
$37.71B+23.6%
CVS Health logo
CVS HealthCVS
$33.79B+3.0%
Elevance Health logo
Elevance HealthELV
$41.02B+0.3%
Molina Healthcare logo
Molina HealthcareMOH
$10.17B-4.3%
Oscar Health logo
Oscar HealthOSCR
$4.58B+52.9%
CNO Financial Group logo
CNO Financial GroupCNO
——

Segments

By segment

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UnitedHealthcare$82.99B+1.8%
Optum Health$4.58B-8.9%
Optum Insight$0—
Optum Rx$0—

Other financials

Income statement

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Revenue$111.72B+2.0%
Gross profit$98.9B+1.8%
Operating income$9.0B-1.4%
Net income$6.3B-0.2%
EPS (diluted)$6.90+0.7%

Balance sheet

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Cash & equivalents$28.0B-8.8%
Total debt$77.9B-4.1%
Total equity$103.90B+3.1%
Total assets$312.64B+0.9%

Cash flow

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Operating cash flow$8.9B+63.3%
CapEx$763.0M-15.0%
Free cash flow$8.1B+78.8%

Valuation

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Market cap$388.59B+40.2%
Enterprise value$438.5B+33.8%
P/E32.3×+19.2×
P/S0.9×+0.2×

Profitability

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Gross margin88.6%+0.4pp
Operating margin4.2%-4.0pp
Net margin2.7%-2.7pp
FCF margin4.4%-1.7pp

Returns & leverage

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Return on equity11.8%-11.1pp
Debt / equity0.8×-0.1×
Current ratio0.8×-0.1×

Where this comes from

Reported directly by UnitedHealth Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: UnitedHealth Group’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UnitedHealth Group's net premiums earned?
UnitedHealth Group (UNH) reported net premiums earned of $87.56B in Q1 2026.
How has UnitedHealth Group's net premiums earned changed year-over-year?
UnitedHealth Group's net premiums earned increased by 1.2% year-over-year, from $86.53B to $87.56B.
What is the long-term trend for UnitedHealth Group's net premiums earned?
Over 4 years (2021 to 2025), UnitedHealth Group's net premiums earned has grown at a 11.7% compound annual growth rate (CAGR), from $226.23B to $352.23B.
What does net premiums earned mean?
Represents the total revenue generated from insurance premiums after accounting for reinsurance cessions. This is the primary revenue stream for health insurance providers, reflecting the core business of underwriting risk.