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Oscar Health OSCR Allowance for credit losses

Allowance for credit losses at other companies

Northern Trust logo
Northern TrustNTRS
-$3M-400%
Northern Trust logo
Northern TrustNTRS
-$3M-400%
Ally Financial logo
Ally FinancialALLY
$467M+145%
Avery Dennison logo
Avery DennisonAVY
$11.6M-2.5%
Freedom Holding logo
Freedom HoldingFRHC
$29.26M+26.2%
Huntington Bancshares logo
Huntington BancsharesHBAN
$158M+37.4%

Other financials

Income statement

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Revenue$4.6B+52.6%
Operating income$704.1M+137%
Net income$679.0M+147%
EPS (diluted)$2.07+125%

Balance sheet

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Cash & equivalents$4.8B+114%
Total debt$430.9M+43.7%
Total equity$1.7B+24.8%
Total assets$9.3B+59.0%

Cash flow

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Operating cash flow$2.6B+198%
CapEx$8.8M-2.6%
Free cash flow$2.6B+200%

Valuation

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Market cap$8.56B+4.0%
Enterprise value$4.16B-174%
P/S0.6×-0.2×

Profitability

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Operating margin0.1%
Net margin-0.3%
FCF margin-8.2%

Returns & leverage

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Return on equity-2.6%
Debt / equity0.3×0.0×
Current ratio1.1×+0.2×

Where this comes from

Reported directly by Oscar Health in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForOtherCreditLosses.

The official record: Oscar Health’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Oscar Health's allowance for credit losses?
Oscar Health (OSCR) reported allowance for credit losses of -$55K in Q1 2026.
How has Oscar Health's allowance for credit losses changed year-over-year?
Oscar Health's allowance for credit losses increased by 99.4% year-over-year, from -$8.65M to -$55K.
What does allowance for credit losses mean?
Estimated expense for uncollectible accounts or bad debt.
How do you interpret allowance for credit losses?
An increase suggests rising credit risk or deteriorating collection efficiency, while a decrease suggests improved credit quality.
How does allowance for credit losses compare across companies?
Standard for financial services and insurance; peers monitor this closely against industry default rates.