What is Ohio Valley Banc Corp's allowance for credit losses?

Ohio Valley Banc Corp (OVBC) reported allowance for credit losses of $12.94M in Q1 2026.

How has Ohio Valley Banc Corp's allowance for credit losses changed year-over-year?

Ohio Valley Banc Corp's allowance for credit losses increased by 27.7% year-over-year, from $10.14M to $12.94M.

What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

Ohio Valley Banc Corp OVBC Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan ChaseJPM

$25.93B+2.9%

Fifth Third BankFITB

$2.92B+22.6%

Huntington BancsharesHBAN

$3.24B+43.3%

FRA

Franklin Financial Services CorporationFRAF

$20.73M+12.4%

Greene County BancorpGCBC

$0—

Orrstown Financial ServicesORRF

$47.46M-0.7%

Other financials

Income statement

See full

Revenue$18.2M+8.3%

Net income$4.3M-2.5%

Balance sheet

See full

Cash & equivalents$125.3M+3.9%

Total debt$24.6M+67.2%

Total equity$171.3M+10.0%

Total assets$1.7B+10.9%

Cash flow

See full

Operating cash flow$7.2M+1,350%

CapEx$387.0K+8.1%

Free cash flow$6.8M+4,830%

Valuation

See full

Market cap$200.71M+43.0%

Enterprise value$99.99M-0.9%

P/E13×+2.8×

P/S3×+0.8×

Profitability

See full

Net margin22.7%+3.0pp

FCF margin34.8%+16.7pp

Returns & leverage

See full

Return on equity9.5%+1.1pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Ohio Valley Banc Corp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The official record: Ohio Valley Banc Corp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ohio Valley Banc Corp's allowance for credit losses?: Ohio Valley Banc Corp (OVBC) reported allowance for credit losses of $12.94M in Q1 2026.
How has Ohio Valley Banc Corp's allowance for credit losses changed year-over-year?: Ohio Valley Banc Corp's allowance for credit losses increased by 27.7% year-over-year, from $10.14M to $12.94M.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.