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Ohio Valley Banc Corp OVBC Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

FRA
Franklin Financial Services CorporationFRAF
$132K+14.8%
Greene County Bancorp logo
Greene County BancorpGCBC
$708K+13.3%
Orrstown Financial Services logo
Orrstown Financial ServicesORRF
$3.76M+192%
West Bancorporation logo
West BancorporationWTBA
$308K+9.2%
Financial Institutions logo
Financial InstitutionsFISI
$2.77M-0.2%
CTB
Community Trust BancorpCTBI

Other financials

Income statement

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Revenue$18.2M+8.3%
Net income$4.3M-2.5%

Balance sheet

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Cash & equivalents$125.3M+3.9%
Total debt$24.6M+67.2%
Total equity$171.3M+10.0%
Total assets$1.7B+10.9%

Cash flow

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Operating cash flow$7.2M+1,350%
CapEx$387.0K+8.1%
Free cash flow$6.8M+4,830%

Valuation

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Market cap$200.71M+43.0%
Enterprise value$99.99M-0.9%
P/E13×+2.8×
P/S+0.8×

Profitability

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Net margin22.7%+3.0pp
FCF margin34.8%+16.7pp

Returns & leverage

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Return on equity9.5%+1.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Ohio Valley Banc Corp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Ohio Valley Banc Corp’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ohio Valley Banc Corp's bank owned life insurance income?
Ohio Valley Banc Corp (OVBC) reported bank owned life insurance income of $246.5K in Q4 2025.
How has Ohio Valley Banc Corp's bank owned life insurance income changed year-over-year?
Ohio Valley Banc Corp's bank owned life insurance income increased by 6.1% year-over-year, from $232.25K to $246.5K.
What is the long-term trend for Ohio Valley Banc Corp's bank owned life insurance income?
Over 4 years (2021 to 2025), Ohio Valley Banc Corp's bank owned life insurance income has grown at a 2.2% compound annual growth rate (CAGR), from $904K to $986K.
What does bank owned life insurance income mean?
Represents the income recognized from the cash surrender value increases or death benefit proceeds of bank-owned life insurance (BOLI) policies. This metric reflects the earnings generated from tax-advantaged insurance assets held by the bank to offset employee benefit costs. It is a recurring non-interest income component that supports overall profitability.