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West Bancorporation WTBA Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Westamerica Bank logo
Westamerica BankWABC
$0-100%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$632K+1.6%
Customers Bancorp logo
Customers BancorpCUBI
$3.08M-33.8%
HOM
Home BancSharesHOMB
$1.37M-25.7%
CTB
Community Trust BancorpCTBI

Other financials

Income statement

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Revenue$26.9M+16.6%
Net income$10.6M+34.8%
EPS (diluted)$0.61+32.6%

Balance sheet

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Cash & equivalents$362.0M+71.9%
Total debt$25.0M-39.7%
Total equity$270.7M+13.8%
Total assets$4.0B+0.6%

Cash flow

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Operating cash flow$12.9M+32.2%
CapEx$497.0K-66.7%
Free cash flow$12.4M+50.0%

Valuation

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Market cap$440.86M+40.1%
Enterprise value$103.88M-28.6%
P/E12.5×+0.4×
P/S4.5×+0.7×

Profitability

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Net margin35.6%+4.5pp
FCF margin47.7%+16.5pp

Returns & leverage

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Return on equity13.9%+2.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by West Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: West Bancorporation’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is West Bancorporation's bank owned life insurance income?
West Bancorporation (WTBA) reported bank owned life insurance income of $308K in Q1 2026.
How has West Bancorporation's bank owned life insurance income changed year-over-year?
West Bancorporation's bank owned life insurance income increased by 9.2% year-over-year, from $282K to $308K.
What is the long-term trend for West Bancorporation's bank owned life insurance income?
Over 4 years (2021 to 2025), West Bancorporation's bank owned life insurance income has grown at a 6.8% compound annual growth rate (CAGR), from $923K to $1.2M.
What does bank owned life insurance income mean?
Reflects the increase in the cash surrender value of life insurance policies held by the bank on the lives of its employees or executives. This income represents the growth in the asset's value, which is generally tax-advantaged and serves as a stable, long-term financial instrument for the institution. It is monitored to assess the contribution of non-interest income sources to the bank's overall profitability.