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Westamerica Bank WABC Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Stellar Bancorp logo
Stellar BancorpSTEL
$626K+2.6%
Amerant Bancorp logo
Amerant BancorpAMTB
$2.56M+4.7%
Ameris Bancorp logo
Ameris BancorpABCB
$0-100%
Customers Bancorp logo
Customers BancorpCUBI
$3.08M-33.8%
HOM
Home BancSharesHOMB
$1.37M-25.7%
CTB
Community Trust BancorpCTBI
——

Other financials

Income statement

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Revenue$64.5M-12.2%
Net income$27.4M-5.8%
EPS (diluted)$1.13-13.1%

Balance sheet

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Cash & equivalents$397.3M-45.4%
Total debt$165.5M+24.2%
Total equity$882.7M-4.4%
Total assets$5.9B-1.7%

Cash flow

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Operating cash flow$39.7M-6.3%
CapEx$1.0M+410%
Free cash flow$38.7M-8.2%

Valuation

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Market cap$1.39B+14.9%
Enterprise value$1.16B+88.3%
P/E12.1×+3.0×
P/S5.4×-0.2×

Profitability

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Net margin45%-2.2pp
FCF margin46.4%-1.2pp

Returns & leverage

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Return on equity12.7%-2.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Westamerica Bank in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Westamerica Bank’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Westamerica Bank's bank owned life insurance income?
Westamerica Bank (WABC) reported bank owned life insurance income of $0 in Q1 2026.
How has Westamerica Bank's bank owned life insurance income changed year-over-year?
Westamerica Bank's bank owned life insurance income decreased by 100.0% year-over-year, from $102K to $0.
What does bank owned life insurance income mean?
This represents the income earned on life insurance policies held by the bank on the lives of its employees or executives. It serves as a non-interest income stream that helps offset the costs of employee benefit programs. Monitoring this helps investors understand the contribution of non-core assets to the bank's overall profitability.