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Paysign PAYS Ratios & Valuation

FY'25FY'24FY'23FY'22
Profitability
Gross margin59.4%+4.2pp55.1%+4.1pp51.1%-4.0pp55.1%+5.2pp
Operating margin9%+7.2pp1.7%0.9%+10.6pp
Net margin9.2%+2.7pp6.5%-7.1pp13.7%+11.0pp2.7%+12.3pp
EBITDA margin19.1%+7.1pp12%+2.3pp9.7%+1.2pp8.6%+9.7pp
Free cash flow margin62.5%
Returns
Return on equity19.1%+5.2pp13.9%-17.8pp31.7%+24.7pp7%+28.6pp
Return on assets3.3%+1.0pp2.3%-2.7pp5.1%+4.0pp1.1%+4.8pp
Return on invested capital17.3%+11.2pp6.1%+0.8pp5.4%+2.2pp3.1%+32.5pp
Efficiency
Asset turnover0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×
Liquidity
Current ratio1.1×0.0×1.1×0.0×1.1×0.0×1.1×0.0×
Quick ratio1.1×0.0×1.1×0.0×1.1×0.0×1.1×0.0×
Cash ratio0.1×0.0×0.1×-0.1×0.1×0.0×0.1×0.0×
Leverage
Debt-to-equity0.3×+0.2×0.1×0.0×0.1×-0.1×0.2×-0.1×
Debt-to-assets0.1×0.0×0.0×0.0×0.0×
Net debt / EBITDA-0.4×+0.7×-1.1×+1.9×-3×-1.1×-1.9×
Per Share
Book value per share$0.81+48.4%$0.55+21.1%$0.45+46.9%$0.31+20.8%
Valuation
Market capitalization$431.59M+46.1%$161.72M+9.5%$147.66M+9.6%$134.76M+62.5%
Enterprise value$423.11M+40.4%$153.88M+14.9%$133.98M+4.1%$128.73M+61.8%
Price / earnings41.5×-7.0×42.4×+19.5×22.9×-108×131.1×
Price / sales4.7×+0.1×2.8×-0.4×3.1×-0.4×3.5×+0.7×
Price / book7.8×+0.3×5.3×-0.7×-2.2×8.3×+1.9×
EV / EBITDA20.4×-8.9×21.9×-7.3×29.2×-10.4×39.6×
EV / sales4.6×-0.1×2.6×-0.2×2.8×-0.6×3.4×+0.7×
Free cash flow yield17.6%
Earnings yield2.4%+0.3pp2.4%-2.0pp4.4%+3.6pp0.8%+4.2pp
PEG ratio0.6×

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Questions, answered.

What are Paysign's profit margins?
Paysign (PAYS) runs a 60.4% gross margin and a 12.6% operating margin, with a 11.4% net margin.
Where do Paysign's ratios come from?
Every ratio is computed from Paysign's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.