Paysign PAYS Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | 59.4%+4.2pp | 55.1%+4.1pp | 51.1%-4.0pp | 55.1%+5.2pp | |
| Operating margin | 9%+7.2pp | 1.7%— | —— | 0.9%+10.6pp | |
| Net margin | 9.2%+2.7pp | 6.5%-7.1pp | 13.7%+11.0pp | 2.7%+12.3pp | |
| EBITDA margin | 19.1%+7.1pp | 12%+2.3pp | 9.7%+1.2pp | 8.6%+9.7pp | |
| Free cash flow margin | 62.5%— | —— | —— | —— | |
| Returns | |||||
| Return on equity | 19.1%+5.2pp | 13.9%-17.8pp | 31.7%+24.7pp | 7%+28.6pp | |
| Return on assets | 3.3%+1.0pp | 2.3%-2.7pp | 5.1%+4.0pp | 1.1%+4.8pp | |
| Return on invested capital | 17.3%+11.2pp | 6.1%+0.8pp | 5.4%+2.2pp | 3.1%+32.5pp | |
| Efficiency | |||||
| Asset turnover | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | |
| Liquidity | |||||
| Current ratio | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | |
| Quick ratio | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | |
| Cash ratio | 0.1×0.0× | 0.1×-0.1× | 0.1×0.0× | 0.1×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.3×+0.2× | 0.1×0.0× | 0.1×-0.1× | 0.2×-0.1× | |
| Debt-to-assets | 0.1×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Net debt / EBITDA | -0.4×+0.7× | -1.1×+1.9× | -3×-1.1× | -1.9×— | |
| Per Share | |||||
| Book value per share | $0.81+48.4% | $0.55+21.1% | $0.45+46.9% | $0.31+20.8% | |
| Valuation | |||||
| Market capitalization | $431.59M+46.1% | $161.72M+9.5% | $147.66M+9.6% | $134.76M+62.5% | |
| Enterprise value | $423.11M+40.4% | $153.88M+14.9% | $133.98M+4.1% | $128.73M+61.8% | |
| Price / earnings | 41.5×-7.0× | 42.4×+19.5× | 22.9×-108× | 131.1×— | |
| Price / sales | 4.7×+0.1× | 2.8×-0.4× | 3.1×-0.4× | 3.5×+0.7× | |
| Price / book | 7.8×+0.3× | 5.3×-0.7× | 6×-2.2× | 8.3×+1.9× | |
| EV / EBITDA | 20.4×-8.9× | 21.9×-7.3× | 29.2×-10.4× | 39.6×— | |
| EV / sales | 4.6×-0.1× | 2.6×-0.2× | 2.8×-0.6× | 3.4×+0.7× | |
| Free cash flow yield | 17.6%— | —— | —— | —— | |
| Earnings yield | 2.4%+0.3pp | 2.4%-2.0pp | 4.4%+3.6pp | 0.8%+4.2pp | |
| PEG ratio | 0.6×— | —— | 0×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Paysign's profit margins?
- Paysign (PAYS) runs a 60.4% gross margin and a 12.6% operating margin, with a 11.4% net margin.
- Where do Paysign's ratios come from?
- Every ratio is computed from Paysign's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
