Paysign PAYS Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 60.4%+2.5pp | 59.4%+4.2pp | 59.8%+6.4pp | 60%+7.8pp | 57.9%+6.2pp | |
| Operating margin | 12.6%+6.7pp | 9%+7.2pp | 8%— | 7.4%— | 5.9%— | |
| Net margin | 11.4%+1.8pp | 9.2%+2.7pp | 10.1%-4.2pp | 9.9%-4.5pp | 9.6%-4.2pp | |
| EBITDA margin | 22.6%+6.5pp | 19.1%+7.1pp | 18.4%+5.6pp | 17.9%+5.7pp | 16.1%+5.5pp | |
| Free cash flow margin | 82.9%— | 62.5%— | 24%— | —— | —— | |
| Returns | ||||||
| Return on equity | 22.1%+3.2pp | 19.1%+5.2pp | 20.4%-14.2pp | 19.6%-16.0pp | 18.8%-14.5pp | |
| Return on assets | 4%+0.8pp | 3.3%+1.0pp | 4%-1.8pp | 3.6%-1.7pp | 3.2%-1.6pp | |
| Return on invested capital | 18.4%+7.1pp | 17.3%+11.2pp | 16.3%+4.6pp | —— | 11.3%+5.3pp | |
| Efficiency | ||||||
| Asset turnover | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.3×0.0× | |
| Liquidity | ||||||
| Current ratio | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | |
| Quick ratio | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | |
| Cash ratio | 0.1×0.0× | 0.1×0.0× | 0×0.0× | 0.1×-0.1× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×-0.1× | 0.3×+0.2× | 0.3×+0.2× | 0.2×+0.1× | 0.3×+0.2× | |
| Debt-to-assets | 0×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Net debt / EBITDA | -0.4×-1.0× | -0.4×+0.7× | 0.5×+1.5× | -0.1×+4.2× | 0.6×+1.3× | |
| Per Share | ||||||
| Book value per share | $0.90+26.6% | $0.81+48.4% | $0.74+45.7% | $0.73+51.7% | $0.71+53.2% | |
| Valuation | ||||||
| Market capitalization | $431.59M+46.1% | $283.47M+75.3% | $342.5M+76.1% | $347.54M+52.6% | $113.95M-41.1% | |
| Enterprise value | $423.11M+40.4% | $276.43M+79.6% | $348.92M+86.3% | $346.24M+73.5% | $119.74M-36.9% | |
| Price / earnings | 41.5×-7.0× | 37.5×-4.8× | 45.3×+21.2× | 51.2×+21.8× | 18.7×-9.2× | |
| Price / sales | 4.7×+0.1× | 3.5×+0.7× | 4.6×+1.1× | 5.1×+0.8× | 1.8×-2.1× | |
| Price / book | 7.8×+0.3× | 5.8×+0.5× | 7.5×+0.7× | 8.2×-0.2× | 2.9×-4.7× | |
| EV / EBITDA | 20.4×-8.9× | 17.6×-4.3× | 25.3×-0.6× | 28.2×-2.2× | 11.6×-23.8× | |
| EV / sales | 4.6×-0.1× | 3.4×+0.7× | 4.7×+1.3× | 5.1×+1.3× | 1.9×-1.9× | |
| Free cash flow yield | 17.6%— | 18.1%— | 5.2%— | —— | —— | |
| Earnings yield | 2.4%+0.3pp | 2.7%+0.3pp | 2.2%-1.9pp | 2%-1.4pp | 5.3%+1.8pp | |
| PEG ratio | 0.6×— | 0.4×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Paysign's profit margins?
- Paysign (PAYS) runs a 60.4% gross margin and a 12.6% operating margin, with a 11.4% net margin.
- Where do Paysign's ratios come from?
- Every ratio is computed from Paysign's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
