What is Prosperity Bancshares's provision for credit losses?

Prosperity Bancshares (PB) reported provision for credit losses of $0 in Q1 2026.

What does provision for credit losses mean?

This represents the non-cash expense set aside to cover expected future losses on the loan portfolio based on credit risk assessments. It serves as a buffer against potential defaults and reflects management's outlook on the economic environment and borrower creditworthiness. A higher provision indicates increased caution regarding loan portfolio quality or anticipated economic headwinds.

Prosperity Bancshares PB Provision for Credit Losses

Provision for Credit Losses at other companies

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$2.82M-16.6%

Northern TrustNTRS

-$3M-400%

Affirm Holdings, Inc.AFRM

$196.54M+33.5%

Chicago Atlantic Real Estate FinanceREFI

$3.84M+458%

Western Alliance BancorporationWAL

$213.2M+583%

Ready CapitalRC

$70.91M+165%

Other financials

Income statement

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Revenue$367.6M+19.9%

Net income$116.3M-10.7%

EPS (diluted)$1.16-15.3%

Balance sheet

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Cash & equivalents$1.5B-8.7%

Total debt$27.6M—

Total equity$8.2B+9.2%

Total assets$43.6B+12.5%

Cash flow

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Operating cash flow$185.1M+3.9%

CapEx$7.0M-0.9%

Free cash flow$178.1M+4.1%

Valuation

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Market cap$7.18B+0.3%

P/E13.6×-0.8×

P/S5.5×-0.4×

Profitability

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Net margin40.4%-0.5pp

FCF margin40%—

Returns & leverage

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Return on equity6.7%-0.1pp

Debt / equity0×—

Where this comes from

Reported directly by Prosperity Bancshares in its filing.

Tagged under the XBRL concept pb:ProvisionForCreditLosses.

The official record: Prosperity Bancshares’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Prosperity Bancshares's provision for credit losses?: Prosperity Bancshares (PB) reported provision for credit losses of $0 in Q1 2026.
What does provision for credit losses mean?: This represents the non-cash expense set aside to cover expected future losses on the loan portfolio based on credit risk assessments. It serves as a buffer against potential defaults and reflects management's outlook on the economic environment and borrower creditworthiness. A higher provision indicates increased caution regarding loan portfolio quality or anticipated economic headwinds.