Financial Services — Interest And Other Borrowing Expense
Paccar Financial Services — Interest And Other Borrowing Expense increased by 1403.2% to $46.60M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 25.3%, from $62.40M to $46.60M. Over 3 years (FY 2021 to FY 2024), Financial Services — Interest And Other Borrowing Expense shows a downward trend with a 44.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase often reflects rising interest rates or higher debt levels required to support a growing loan portfolio, which can compress net interest margins.
Detailed definition
This represents the costs incurred by the financial services segment to fund its lending and leasing operations. It incl...
Peer comparison
Comparable to interest expense reported by other captive finance units within industrial or automotive conglomerates.
pcar_segment_financial_services_interest_and_other_borrowing_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $12.20M | -$35.40M | -$3.90M | -$6.60M | -$36.50M | -$56.20M | $106.60M | $27.40M | $32.60M | -$42.10M | $58.60M | -$24.50M | -$42.40M | $54.40M | -$137.00M | $62.40M | $113.10M | $3.10M | $46.60M |
| QoQ Change | — | -390.2% | +89.0% | -69.2% | -453.0% | -54.0% | +289.7% | -74.3% | +19.0% | -229.1% | +239.2% | -141.8% | -73.1% | +228.3% | -351.8% | +145.5% | +81.3% | -97.3% | >999% |
| YoY Change | — | — | — | — | -399.2% | -58.8% | >999% | +515.2% | +189.3% | +25.1% | -45.0% | -189.4% | -230.1% | +229.2% | -333.8% | +354.7% | +366.7% | -94.3% | -25.3% |
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Frequently Asked Questions
- What is Paccar's financial services — interest and other borrowing expense?
- Paccar (PCAR) reported financial services — interest and other borrowing expense of $46.60M in Q1 2026.
- How has Paccar's financial services — interest and other borrowing expense changed year-over-year?
- Paccar's financial services — interest and other borrowing expense decreased by 25.3% year-over-year, from $62.40M to $46.60M.
- What is the long-term trend for Paccar's financial services — interest and other borrowing expense?
- Over 3 years (2021 to 2024), Paccar's financial services — interest and other borrowing expense has grown at a 44.3% compound annual growth rate (CAGR), from -$49.80M to -$149.50M.
- What does financial services — interest and other borrowing expense mean?
- The cost of borrowing money to fund the company's financial services lending activities.