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PCB Bancorp PCB Q1 2026 earnings

Reported April 23, 2026 · Before market open

Revenue$30.2MBeat by $184.0K
EPS$0.74Beat by $0.07
Revenue estimate$30.0M
EPS estimate$0.67

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$31.9M
EPS estimate$0.73

Financials

Q1 2026

Income statement

See full
Revenue$30.2M+12.4%
Net income$10.7M+37.7%
EPS (diluted)$0.74+39.6%

Balance sheet

See full
Cash & equivalents$267.4M+24.8%
Total debt$18.3M-6.0%
Total equity$396.7M+7.0%
Total assets$3.4B+5.5%

Cash flow

See full
Operating cash flow$20.7M+781%
CapEx$28.0K-96.3%
Free cash flow$20.6M+1,191%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$319.93M+18.9%
Enterprise value$70.83M-4.5%
P/E7.9×-1.4×
P/S2.7×+0.1×

Profitability

See full
Net margin33.9%+5.8pp
FCF margin36.5%+6.8pp

Returns & leverage

See full
Return on equity10.5%+2.5pp
Debt / equity0×0.0×

Segments

By product

See full
Account analysis fees$238.0K+9.2%
Non-sufficient funds charges$137.0K+37.0%
Monthly service fees$30.0K+3.4%
Other deposit related fees$25.0K0.0%

By segment

See full
Reportable Segment$30.2M+12.4%

Versus estimates

Revenue

Q2 2026$30.7MMiss by $403.0K
Q1 2026$30.2MBeat by $184.0K
Q4 2025$29.2MMiss by $161.3KQ3 2025$30.4MBeat by $992.0KQ2 2025$29.3MIn lineQ1 2025$49.5M

Diluted EPS

Q2 2026$0.73Beat by $0.03
Q1 2026$0.74Beat by $0.07
Q4 2025$0.64Beat by $0.03Q3 2025$0.78Beat by $0.17Q2 2025$0.62Beat by $0.02Q1 2025$0.54

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Questions, answered.

When did PCB Bancorp report Q1 2026 earnings?
PCB Bancorp (PCB) reported Q1 2026 earnings on April 23, 2026 before market open.
What were PCB Bancorp's Q1 2026 revenue and EPS?
PCB Bancorp reported revenue of $30.2M and eps of $0.74 for Q1 2026.
Did PCB Bancorp beat estimates in Q1 2026?
Revenue beat the consensus estimate of $30.0M by $184.0K. EPS beat the consensus estimate of $0.67 by $0.07.
How did PCB Bancorp's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 39.0% from $49.5M a year earlier and eps grew 37.8% from $0.54.
Where can I find PCB Bancorp's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001423869-26-000015) and the 10-Q periodic report (0001423869-26-000018) directly on SEC EDGAR. The filing index links above go to sec.gov.