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PCB Bancorp PCB Q2 2026 earnings

Reported July 23, 2026 · After market close

Revenue$30.7MMiss by $403.0K
EPS$0.73Beat by $0.03
Revenue estimate$31.1M
EPS estimate$0.70

Next report

Oct 22, 2026 (in a month)
Revenue estimate$31.9M
EPS estimate$0.74

Financials

Q2 2026

Income statement

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Revenue$30.7M+4.8%
Net income$10.5M+15.8%
EPS (diluted)$0.73+17.7%

Balance sheet

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Cash & equivalents$265.2M+0.6%
Total debt$27.7M+41.0%
Total equity$400.5M+6.4%
Total assets$3.5B+5.0%

Cash flow

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Operating cash flow$1.4M-72.4%
CapEx$108.0K-89.9%
Free cash flow$1.2M-67.5%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$396.06M+29.4%
Enterprise value$158.56M+155%
P/E9.5×-0.2×
P/S3.3×+0.4×

Profitability

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Net margin34.7%+5.3pp
FCF margin33.9%+14.0pp

Returns & leverage

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Return on equity10.8%+2.1pp
Debt / equity0.1×0.0×

Segments

By product

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Account analysis fees$282.0K+25.3%
Non-sufficient funds charges$114.0K+20.0%
Monthly service fees$29.0K-3.3%
Other deposit related fees$25.0K0.0%

By segment

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Reportable Segment$30.7M+4.8%

FAQ

When did PCB Bancorp report Q2 2026 earnings?
PCB Bancorp (PCB) reported Q2 2026 earnings on July 23, 2026 after market close.
What were PCB Bancorp's Q2 2026 revenue and EPS?
PCB Bancorp reported revenue of $30.7M and eps of $0.73 for Q2 2026.
Did PCB Bancorp beat estimates in Q2 2026?
Revenue missed the consensus estimate of $31.1M by $403.0K. EPS beat the consensus estimate of $0.70 by $0.03.
How did PCB Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 4.8% from $29.3M a year earlier and eps grew 17.7% from $0.62.
Where can I find PCB Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001423869-26-000022) and the 10-Q periodic report (0001423869-26-000027) directly on SEC EDGAR. The filing index links above go to sec.gov.