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PCB Bancorp PCB Q2 2025 earnings

Reported July 24, 2025 · Before market open

Revenue$29.3MIn line
EPS$0.62Beat by $0.02
Revenue estimate$29.3M
EPS estimate$0.60

Next report

Oct 22, 2026 (in a month)
Revenue estimate$31.9M
EPS estimate$0.74

Financials

Q2 2025

Income statement

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Revenue$29.3M+20.9%
Net income$9.1M+44.4%
EPS (diluted)$0.62+44.2%

Balance sheet

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Cash & equivalents$263.6M+48.4%
Total debt$19.7M-14.3%
Total equity$376.5M+6.5%
Total assets$3.3B+15.9%

Cash flow

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Operating cash flow$4.9M-66.5%
CapEx$1.1M-39.8%
Free cash flow$3.8M-70.2%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$298.06M+28.6%
Enterprise value$54.15M-29.7%
P/E9.4×-0.3×
P/S2.8×+0.4×

Profitability

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Net margin29.4%+4.9pp
FCF margin19.9%-28.2pp

Returns & leverage

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Return on equity8.7%+1.8pp
Debt / equity0.1×0.0×

Segments

By product

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Account analysis fees$225.0K-2.6%
Non-sufficient funds charges$95.0K+9.2%
Monthly service fees$30.0K+57.9%
Other deposit related fees$25.0K-7.4%

By segment

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Reportable Segment$29.3M+20.9%

FAQ

When did PCB Bancorp report Q2 2025 earnings?
PCB Bancorp (PCB) reported Q2 2025 earnings on July 24, 2025 before market open.
What were PCB Bancorp's Q2 2025 revenue and EPS?
PCB Bancorp reported revenue of $29.3M and eps of $0.62 for Q2 2025.
Did PCB Bancorp beat estimates in Q2 2025?
Revenue missed the consensus estimate of $29.3M by $13.0K. EPS beat the consensus estimate of $0.60 by $0.02.
How did PCB Bancorp's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 20.9% from $24.2M a year earlier and eps grew 44.2% from $0.43.
Where can I find PCB Bancorp's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001423869-25-000040) and the 10-Q/A periodic report (0001423869-25-000038) directly on SEC EDGAR. The filing index links above go to sec.gov.