Skip to content
Screener

PCB Bancorp PCB Q4 2025 Annual earnings

Reported January 29, 2026 · After market close

Revenue$29.2MMiss by $161.3K
EPS$0.64Beat by $0.03
Revenue estimate$29.3M
EPS estimate$0.61

Next report

Oct 22, 2026 (in a month)
Revenue estimate$31.9M
EPS estimate$0.74

Financials

Q4 2025

Income statement

See full
Revenue$29.2M+11.3%
Net income$9.2M+31.4%
EPS (diluted)$0.64+36.2%

Balance sheet

See full
Cash & equivalents$207.1M+4.2%
Total debt$19.0M-43.6%
Total equity$390.0M+7.2%
Total assets$3.3B+7.1%

Cash flow

See full
Operating cash flow$2.9M-30.7%
CapEx$126.0K+174%
Free cash flow$2.8M-33.0%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$308.75M+6.9%
Enterprise value$120.6M-2.5%
P/E8.2×-2.9×
P/S2.7×-0.2×

Profitability

See full
Net margin32.4%+6.5pp
FCF margin21.1%-13.9pp

Returns & leverage

See full
Return on equity9.9%+2.7pp
Debt / equity0×0.0×

Segments

By product

See full
Account analysis fees$229.0K-2.1%
Wire transfer fees$193.0K+17.7%
Non-sufficient funds charges$131.0K+15.9%
Debit card fees$93.0K+6.9%
Other service charges$74.0K+4.2%

By segment

See full
Reportable Segment$29.2M+11.3%

FAQ

When did PCB Bancorp report Q4 2025 earnings?
PCB Bancorp (PCB) reported Q4 2025 earnings on January 29, 2026 after market close.
What were PCB Bancorp's Q4 2025 revenue and EPS?
PCB Bancorp reported revenue of $29.2M and eps of $0.64 for Q4 2025.
Did PCB Bancorp beat estimates in Q4 2025?
Revenue missed the consensus estimate of $29.3M by $161.3K. EPS beat the consensus estimate of $0.61 by $0.03.
How did PCB Bancorp's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.3% from $26.2M a year earlier and eps grew 20.8% from $0.53.
Where can I find PCB Bancorp's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001423869-26-000003) and the 10-K periodic report (0001423869-26-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.