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PCB Bancorp PCB Net gains/(losses) on sales of loans

Net gains/(losses) on sales of loans at other companies

Hanmi Financial logo
Hanmi FinancialHAFC
$2.1M+5.1%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$1.31M-43.2%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$20K-96.1%
RBB Bancorp logo
RBB BancorpRBB
Equity Bancshares logo
Equity BancsharesEQBK
Five Star Bancorp logo
Five Star BancorpFSBC

Segments

By segment

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Reportable Segment$1.41M+58.9%

Other financials

Income statement

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Revenue$30.2M+12.4%
Net income$10.7M+37.7%
EPS (diluted)$0.74+39.6%

Balance sheet

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Cash & equivalents$267.4M+24.8%
Total debt$18.3M-6.0%
Total equity$396.7M+7.0%
Total assets$3.4B+5.5%

Cash flow

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Operating cash flow$20.7M+781%
CapEx$28.0K-96.3%
Free cash flow$20.6M+1,191%

Valuation

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Market cap$397.86M+40.7%
Enterprise value$148.76M+69.3%
P/E9.9×+0.1×
P/S3.3×+0.6×

Profitability

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Net margin33.9%+5.8pp
FCF margin36.5%+6.8pp

Returns & leverage

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Return on equity10.5%+2.5pp
Debt / equity0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: PCB Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PCB Bancorp's net gains/(losses) on sales of loans?
PCB Bancorp (PCB) reported net gains/(losses) on sales of loans of $1.41M in Q1 2026.
How has PCB Bancorp's net gains/(losses) on sales of loans changed year-over-year?
PCB Bancorp's net gains/(losses) on sales of loans increased by 58.9% year-over-year, from $887K to $1.41M.
What is the long-term trend for PCB Bancorp's net gains/(losses) on sales of loans?
Over 4 years (2021 to 2025), PCB Bancorp's net gains/(losses) on sales of loans has grown at a -22.7% compound annual growth rate (CAGR), from $12.93M to $4.62M.
What does net gains/(losses) on sales of loans mean?
This represents the net realized gain or loss from the sale of loans into the secondary market or to other financial institutions. It reflects the bank's strategy for managing balance sheet growth, liquidity, and capital by rotating its loan portfolio.