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Hanmi Financial HAFC Net gains/(losses) on sales of loans

Net gains/(losses) on sales of loans at other companies

Independent Bank Corporation logo
Independent Bank CorporationIBCP
$1.31M-43.2%
JPMorgan Chase logo
JPMorgan ChaseJPM
Equity Bancshares logo
Equity BancsharesEQBK
Five Star Bancorp logo
Five Star BancorpFSBC
OceanFirst Financial logo
OceanFirst FinancialOCFC
Burke & Herbert Financial Services Corp. logo
Burke & Herbert Financial Services Corp.BHRB

Other financials

Income statement

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Revenue$71.7M+14.2%
Operating income$22.6M+27.6%
Net income$22.6M+27.6%
EPS (diluted)$0.75+29.3%

Balance sheet

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Total debt$38.0M-6.1%
Total equity$802.8M+6.8%
Total assets$7.8B+1.4%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$499.0K+89.7%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$955.8M+38.8%
P/E11.8×+1.2×
P/S3.4×+0.5×

Profitability

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Operating margin27.7%
Net margin29%+1.9pp
FCF margin79.2%+59.6pp

Returns & leverage

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Return on equity10.4%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hanmi Financial in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Hanmi Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hanmi Financial's net gains/(losses) on sales of loans?
Hanmi Financial (HAFC) reported net gains/(losses) on sales of loans of $2.1M in Q1 2026.
How has Hanmi Financial's net gains/(losses) on sales of loans changed year-over-year?
Hanmi Financial's net gains/(losses) on sales of loans increased by 5.1% year-over-year, from $2M to $2.1M.
What is the long-term trend for Hanmi Financial's net gains/(losses) on sales of loans?
Over 4 years (2021 to 2025), Hanmi Financial's net gains/(losses) on sales of loans has grown at a -18.0% compound annual growth rate (CAGR), from $17.27M to $7.81M.
What does net gains/(losses) on sales of loans mean?
This reflects the net profit or loss realized from the sale of loans into the secondary market. Banks often sell portions of their loan originations to manage balance sheet concentration, liquidity, and capital ratios. It is a volatile but important component of non-interest income.