How has OceanFirst Financial's net gains/(losses) on sales of loans changed year-over-year?

OceanFirst Financial's net gains/(losses) on sales of loans decreased by 103.3% year-over-year, from $858K to -$28K.

What is the long-term trend for OceanFirst Financial's net gains/(losses) on sales of loans?

Over 4 years (2021 to 2025), OceanFirst Financial's net gains/(losses) on sales of loans has grown at a 3.6% compound annual growth rate (CAGR), from $3.2M to $3.69M.

OceanFirst Financial OCFC Net gains/(losses) on sales of loans

Net gains/(losses) on sales of loans at other companies

Valley National BankVLY

$3.09M+40.6%

QCR HoldingsQCRH

$614K+107%

Columbia Financial, Inc.CLBK

$20K-96.1%

First Financial BancorpFFBC

$6.05M+39.9%

JPMorgan ChaseJPM

——

NB Bancorp, Inc.NBBK

——

Other financials

Income statement

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Revenue$103.2M+5.4%

Net income$20.5M-4.7%

EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%

Total debt$1.5B+29.7%

Total equity$1.7B-2.3%

Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%

CapEx$2.0M+5.2%

Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%

Enterprise value$2.46B+24.3%

P/E15.4×+5.0×

P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp

FCF margin25.9%—

Returns & leverage

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Return on equity4.1%-1.4pp

Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's net gains/(losses) on sales of loans?: OceanFirst Financial (OCFC) reported net gains/(losses) on sales of loans of -$28K in Q1 2026.
How has OceanFirst Financial's net gains/(losses) on sales of loans changed year-over-year?: OceanFirst Financial's net gains/(losses) on sales of loans decreased by 103.3% year-over-year, from $858K to -$28K.
What is the long-term trend for OceanFirst Financial's net gains/(losses) on sales of loans?: Over 4 years (2021 to 2025), OceanFirst Financial's net gains/(losses) on sales of loans has grown at a 3.6% compound annual growth rate (CAGR), from $3.2M to $3.69M.