Skip to content

Ponce Financial Group, Inc. PDLB Reserve for ESOP Debt Retirement

Reserve for ESOP Debt Retirement at other companies

Ponce Financial Group, Inc. logo
Ponce Financial Group, Inc.PDLB
$10.36M-10.1%
Home Bancorp logo
Home BancorpHBCP
$5.68M-8.3%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$121.53M-4.0%
TFS Financial logo
TFS FinancialTFSL
$16.25M-21.1%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$41.87M-5.3%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$27.38M-7.7%

Other financials

Income statement

See full
Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

See full
Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

See full
Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

See full
Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

See full
Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

See full
Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:UnearnedESOPShares.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Ponce Financial Group, Inc.'s reserve for esop debt retirement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Ponce Financial Group, Inc.'s reserve for ESOP debt retirement?
Ponce Financial Group, Inc. (PDLB) reported reserve for ESOP debt retirement of $10.36M in Q1 2026.
How has Ponce Financial Group, Inc.'s reserve for ESOP debt retirement changed year-over-year?
Ponce Financial Group, Inc.'s reserve for ESOP debt retirement decreased by 10.1% year-over-year, from $11.53M to $10.36M.
What is the long-term trend for Ponce Financial Group, Inc.'s reserve for ESOP debt retirement?
Over 5 years (2020 to 2025), Ponce Financial Group, Inc.'s reserve for ESOP debt retirement has grown at a 14.9% compound annual growth rate (CAGR), from $5.31M to $10.65M.
What does reserve for ESOP debt retirement mean?
This represents an equity adjustment or contra-equity account associated with debt incurred to fund an Employee Stock Ownership Plan. It reflects the company's commitment to employee equity participation and the associated financial obligations. Tracking this reserve is important for understanding the impact of employee benefit programs on the company's total equity and capital structure.