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Ponce Financial Group, Inc. PDLB Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s accretion (amortization) of discounts and premiums, investments?
Ponce Financial Group, Inc. (PDLB) reported accretion (amortization) of discounts and premiums, investments of $3K in Q1 2026.
How has Ponce Financial Group, Inc.'s accretion (amortization) of discounts and premiums, investments changed year-over-year?
Ponce Financial Group, Inc.'s accretion (amortization) of discounts and premiums, investments decreased by 86.4% year-over-year, from $22K to $3K.
What is the long-term trend for Ponce Financial Group, Inc.'s accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Ponce Financial Group, Inc.'s accretion (amortization) of discounts and premiums, investments has grown at a -17.3% compound annual growth rate (CAGR), from -$120K to $56K.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. It reflects the systematic allocation of the difference between the purchase price and the par value of debt securities over their remaining life. This adjustment is essential for reconciling net income with cash flows from operating activities.