What is Ponce Financial Group, Inc.'s year one?

Ponce Financial Group, Inc. (PDLB) reported year one of $279.58M in Q1 2026.

What does year one mean?

This metric tracks the total volume of new financing receivables originated during the current fiscal year. It serves as a primary indicator of the company's lending growth and market penetration. High origination volume demonstrates active business development and the successful deployment of capital into interest-earning assets.

Ponce Financial Group, Inc. PDLB Year one

Year one at other companies

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$82.47M+65.1%

Peapack-Gladstone FinancialPGC

$424.76M+30.9%

Bank7 Corp.BSVN

$181.9M-27.8%

USCB Financial Holdings, Inc.USCB

$189.94M+6.7%

Ponce Financial Group, Inc.PDLB

$279.58M—

Southern First BancsharesSFST

$9.9M+466%

Other financials

Income statement

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Revenue$30.3M+23.1%

Net income$8.6M+44.7%

EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%

Total debt$812.5M+8.0%

Total equity$551.4M+7.3%

Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%

CapEx$47.0K-69.5%

Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%

Enterprise value$1.26B+21.3%

P/E15.1×-6.7×

P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp

FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp

Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s year one?: Ponce Financial Group, Inc. (PDLB) reported year one of $279.58M in Q1 2026.
What does year one mean?: This metric tracks the total volume of new financing receivables originated during the current fiscal year. It serves as a primary indicator of the company's lending growth and market penetration. High origination volume demonstrates active business development and the successful deployment of capital into interest-earning assets.