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Ponce Financial Group, Inc. PDLB Gain Loss On Sale Of Small Business Administration Loans

Gain Loss On Sale Of Small Business Administration Loans at other companies

Dime Community Bancshares
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Dime Community Bancshares DCOM
$487K+2,114%
Northwest Bancshares logo
Northwest BancsharesNWBI
$1.19M+3.8%
MetroCity Bankshares logo
MetroCity BanksharesMCBS
$1.05M+58.8%
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MetroCity BanksharesMCBS
$1.05M+58.8%
Northwest Bancshares logo
Northwest BancsharesNWBI
$1.19M-4.2%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$403K+33.4%

Other financials

Income statement

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Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept pdlb:GainLossOnSaleOfSmallBusinessAdministrationLoans.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s gain loss on sale of small business administration loans?
Ponce Financial Group, Inc. (PDLB) reported gain loss on sale of small business administration loans of $404K in Q1 2025.
How has Ponce Financial Group, Inc.'s gain loss on sale of small business administration loans changed year-over-year?
Ponce Financial Group, Inc.'s gain loss on sale of small business administration loans increased by 991.9% year-over-year, from $37K to $404K.
What does gain loss on sale of small business administration loans mean?
Represents the net realized gain or loss from the sale of Small Business Administration (SBA) guaranteed loans in the secondary market. This metric reflects the bank's ability to generate non-interest income by originating and selling government-guaranteed loan products. It serves as an indicator of the bank's secondary market execution and the profitability of its small business lending program.