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Peapack-Gladstone Financial PGC Gain On Sale Of Sba Loans

Gain On Sale Of Sba Loans at other companies

Northwest Bancshares logo
Northwest BancsharesNWBI
$1.19M-4.2%
HOM
Home BancSharesHOMB
$80K-72.2%
MetroCity Bankshares logo
MetroCity BanksharesMCBS
$1.05M+58.8%
MetroCity Bankshares logo
MetroCity BanksharesMCBS
$1.05M+58.8%
Northwest Bancshares logo
Northwest BancsharesNWBI
$1.19M+3.8%
Dime Community Bancshares
 logo
Dime Community Bancshares DCOM
$487K+2,114%

Other financials

Income statement

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Revenue$82.5M+28.2%
Net income$14.2M+86.3%
EPS (diluted)$0.80+86.0%

Balance sheet

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Cash & equivalents$253.4M+9.3%
Total debt$106.4M+140%
Total equity$699.2M+12.4%
Total assets$7.7B+8.1%

Cash flow

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Operating cash flow$24.6M+412%
CapEx$1.3M-64.1%
Free cash flow$23.3M+303%

Valuation

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Market cap$820.01M+73.9%
Enterprise value$673.03M+137%
P/E18.7×+3.9×
P/S2.7×+0.8×

Profitability

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Net margin14.6%+1.2pp
FCF margin14.2%-6.9pp

Returns & leverage

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Return on equity6.6%+1.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Peapack-Gladstone Financial in its filing.

Tagged under the XBRL concept pgc:GainOnSaleOfSbaLoans.

The official record: Peapack-Gladstone Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peapack-Gladstone Financial's gain on sale of sba loans?
Peapack-Gladstone Financial (PGC) reported gain on sale of sba loans of $403K in Q1 2026.
How has Peapack-Gladstone Financial's gain on sale of sba loans changed year-over-year?
Peapack-Gladstone Financial's gain on sale of sba loans increased by 33.4% year-over-year, from $302K to $403K.
What is the long-term trend for Peapack-Gladstone Financial's gain on sale of sba loans?
Over 4 years (2021 to 2025), Peapack-Gladstone Financial's gain on sale of sba loans has grown at a -24.7% compound annual growth rate (CAGR), from $4.94M to $1.58M.
What does gain on sale of sba loans mean?
Represents the premium income earned from selling the guaranteed portion of Small Business Administration (SBA) loans into the secondary market. This is a specialized revenue source that allows the bank to originate small business credit while maintaining capital efficiency.