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Ponce Financial Group, Inc. PDLB Non Interest Expense Insurance And Surety Bond Premiums

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Other financials

Income statement

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Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept pdlb:NonInterestExpenseInsuranceAndSuretyBondPremiums.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s non interest expense insurance and surety bond premiums?
Ponce Financial Group, Inc. (PDLB) reported non interest expense insurance and surety bond premiums of $333K in Q1 2026.
How has Ponce Financial Group, Inc.'s non interest expense insurance and surety bond premiums changed year-over-year?
Ponce Financial Group, Inc.'s non interest expense insurance and surety bond premiums increased by 5.7% year-over-year, from $315K to $333K.
What is the long-term trend for Ponce Financial Group, Inc.'s non interest expense insurance and surety bond premiums?
Over 4 years (2021 to 2025), Ponce Financial Group, Inc.'s non interest expense insurance and surety bond premiums has grown at a 21.0% compound annual growth rate (CAGR), from $585K to $1.25M.
What does non interest expense insurance and surety bond premiums mean?
Represents the premiums paid for insurance policies and surety bonds required to mitigate operational, legal, and fiduciary risks. These costs are essential for protecting the institution against potential losses from employee dishonesty, cyber threats, or professional liability. It serves as a proxy for the bank's risk management and compliance overhead.