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Reciprocal Deposits at other companies

Bank7 Corp. logo
Bank7 Corp.BSVN
$576.5M
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$2.18B+24.6%
Peapack-Gladstone Financial logo
Peapack-Gladstone FinancialPGC
$81.8M-19.6%
Republic Bancorp logo
Republic BancorpRBCAA
$68.69M-7.6%
Republic Bancorp logo
Republic BancorpRBCAA
$252.77M+10.5%
Goldman Sachs Group logo
Goldman Sachs GroupGS
$561.26B+19.1%

Other financials

Income statement

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Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept pdlb:ReciprocalDeposits.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s reciprocal deposits?
Ponce Financial Group, Inc. (PDLB) reported reciprocal deposits of $162.93M in Q1 2026.
How has Ponce Financial Group, Inc.'s reciprocal deposits changed year-over-year?
Ponce Financial Group, Inc.'s reciprocal deposits increased by 14.9% year-over-year, from $141.84M to $162.93M.
What is the long-term trend for Ponce Financial Group, Inc.'s reciprocal deposits?
Over 5 years (2020 to 2025), Ponce Financial Group, Inc.'s reciprocal deposits has grown at a 3.0% compound annual growth rate (CAGR), from $131.36M to $152.63M.
What does reciprocal deposits mean?
This represents deposits received by the bank through a reciprocal deposit network, where funds are placed into other participating institutions to ensure full FDIC insurance coverage for the depositor. These deposits are often used to attract large-balance customers who prioritize safety and insurance limits. They serve as a stable and reliable source of funding for the bank's lending activities.