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Republic Bancorp RBCAA Core Banking Activities — Reciprocal Time Deposits

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AMALTime Deposit and Brokered CD
$204.22M-9.8%
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$34B-0.9%
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WFCTime Deposits
$166.69B+19.2%
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BACTime Deposits
$212.54B+0.1%
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SBCFMaturities and redemptions of time deposits with other banks
$11.93M+593%
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SBCFTime deposits with other banks
$2.49M+66.7%

Other financials

Income statement

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Revenue$120.4M-11.4%
Net income$42.6M-9.9%
EPS (diluted)$1.68+29.0%

Balance sheet

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Cash & equivalents$599.1M-24.5%
Total debt$31.5M-14.5%
Total equity$1.1B+9.6%
Total assets$7.3B+2.5%

Cash flow

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Operating cash flow$73.0M-18.1%
CapEx$4.9M+202%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.72B+11.2%
Enterprise value$1.16B+67.3%
P/E13.6×+0.5×
P/S4.3×+0.4×

Profitability

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Net margin31.5%+2.0pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.7%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept rbcaa:ReciprocalTimeDeposits.

The official record: Republic Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Republic Bancorp's core banking activities — reciprocal time deposits?
Republic Bancorp (RBCAA) reported core banking activities — reciprocal time deposits of $68.69M in Q1 2026.
How has Republic Bancorp's core banking activities — reciprocal time deposits changed year-over-year?
Republic Bancorp's core banking activities — reciprocal time deposits decreased by 7.6% year-over-year, from $74.35M to $68.69M.
What is the long-term trend for Republic Bancorp's core banking activities — reciprocal time deposits?
Over 2 years (2023 to 2025), Republic Bancorp's core banking activities — reciprocal time deposits has grown at a 4.7% compound annual growth rate (CAGR), from $271.96M to $298.35M.
What does core banking activities — reciprocal time deposits mean?
Measures time deposits acquired through reciprocal networks, which allow the bank to manage liquidity by exchanging deposits with other financial institutions. This is a strategic tool for balancing the bank's funding needs and managing interest rate risk.