Ponce Financial Group, Inc. PDLB Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 27.3%+10.8pp | 26.3%+13.2pp | 21.4%+10.6pp | 18.5%+7.8pp | 16.5%+9.7pp | |
| Free cash flow margin | 48.3%+28.1pp | 50%+44.6pp | 41.8%— | 27.9%— | 20.2%— | |
| Returns | ||||||
| Return on equity | 5.9%+3.0pp | 5.5%+3.3pp | 4.2%+2.4pp | 3.4%+1.7pp | 2.9%+1.8pp | |
| Return on assets | 1%+0.5pp | 0.9%+0.5pp | 0.7%+0.4pp | 0.6%+0.3pp | 0.5%+0.3pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 1.5×0.0× | 1.6×-0.1× | 1.4×+0.1× | 1.5×-0.5× | 1.5×-0.5× | |
| Debt-to-assets | 0.2×0.0× | 0.3×0.0× | 0.2×0.0× | 0.2×-0.1× | 0.2×-0.1× | |
| Per Share | ||||||
| Book value per share | $23.63+5.2% | $23.48+4.8% | $22.90+2.6% | $22.71+2.3% | $22.46+1.8% | |
| Valuation | ||||||
| Market capitalization | $472.87M+49.4% | $392.42M+26.8% | $334.66M+27.7% | $324.27M+58.7% | $287.16M+44.3% | |
| Enterprise value | $1.26B+21.3% | $1.21B+10.3% | $1.06B+18.5% | $1.06B-7.7% | $1.01B-11.0% | |
| Price / earnings | 15.1×-6.7× | 13.7×-14.5× | 15.6×-15.0× | 18.6×-4.8× | 19.8×-16.8× | |
| Price / sales | 4.1×+0.5× | 3.6×-0.1× | 3.3×0.0× | 3.4×+0.9× | 3.3×+0.8× | |
| Price / book | 0.9×+0.2× | 0.7×+0.1× | 0.6×+0.1× | 0.6×+0.2× | 0.6×+0.2× | |
| EV / sales | 10.9×-0.9× | 11.1×-2.0× | 10.5×-0.7× | 11.2×-2.8× | 11.5×-2.9× | |
| Free cash flow yield | 11.7%+6.1pp | 13.9%+12.5pp | 12.6%— | 8.1%— | 6.2%— | |
| Earnings yield | 6.6%+2.0pp | 7.3%+3.8pp | 6.4%+3.2pp | 5.4%+1.1pp | 5.1%+2.3pp | |
| PEG ratio | 0.1×0.0× | 0.1×0.0× | 0.1×— | 0.2×— | 0.1×— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Ponce Financial Group, Inc.'s ratios come from?
- Every ratio is computed from Ponce Financial Group, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
