Ponce Financial Group, Inc. PDLB Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 26.3%+13.2pp | 13.1%+8.7pp | 4.4%+45.5pp | -41.1%-68.3pp | |
| Free cash flow margin | 50%+44.6pp | 5.4%— | —— | —— | |
| Returns | |||||
| Return on equity | 5.5%+3.3pp | 2.2%+1.5pp | 0.7%+9.5pp | -8.8%-23.4pp | |
| Return on assets | 0.9%+0.5pp | 0.4%+0.2pp | 0.1%+1.6pp | -1.5%-3.2pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 1.6×-0.1× | 1.6×+0.1× | 1.6×+0.3× | 1.2×+0.9× | |
| Debt-to-assets | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×+0.2× | |
| Per Share | |||||
| Book value per share | $23.48+4.8% | $22.42+2.2% | $21.93+3.1% | $21.27+90.2% | |
| Valuation | |||||
| Market capitalization | $472.87M+49.4% | $309.4M+42.6% | $216.92M-5.9% | $230.47M-5.6% | |
| Enterprise value | $1.26B+21.3% | $1.1B+15.2% | $955.09M+19.3% | $800.4M+281% | |
| Price / earnings | 15.1×-6.7× | 28.2×-36.5× | 64.7×— | —— | |
| Price / sales | 4.1×+0.5× | 3.7×+0.8× | 2.9×-0.3× | 3.2×+0.5× | |
| Price / book | 0.9×+0.2× | 0.6×+0.2× | 0.4×0.0× | 0.5×-0.8× | |
| EV / sales | 10.9×-0.9× | 13.2×+0.5× | 12.7×+1.7× | 11×+8.7× | |
| Free cash flow yield | 11.7%+6.1pp | 1.5%— | —— | —— | |
| Earnings yield | 6.6%+2.0pp | 3.5%+2.0pp | 1.5%+14.6pp | -13%-23.4pp | |
| PEG ratio | 0.1×0.0× | 0.1×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Ponce Financial Group, Inc.'s ratios come from?
- Every ratio is computed from Ponce Financial Group, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
