Skip to content
TTM Q1 '26TTM Q4 '25TTM Q3 '25TTM Q2 '25TTM Q1 '25
Profitability
Net margin27.3%+10.8pp26.3%+13.2pp21.4%+10.6pp18.5%+7.8pp16.5%+9.7pp
Free cash flow margin48.3%50%41.8%
Returns
Return on equity5.9%+3.0pp5.5%+3.3pp4.2%+2.4pp3.4%+1.7pp2.9%+1.8pp
Return on assets1%+0.5pp0.9%+0.5pp0.7%+0.4pp0.6%+0.3pp0.5%+0.3pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity1.5×0.0×1.6×-0.1×1.4×+0.1×1.5×-0.5×1.5×-0.5×
Debt-to-assets0.2×0.0×0.3×0.0×0.2×0.0×0.2×-0.1×0.2×-0.1×
Per Share
Book value per share$23.63+5.2%$23.48+4.8%$22.90+2.6%$22.71+2.3%$22.46+1.8%
Valuation
Market capitalization$472.87M+49.4%$392.42M+26.8%$334.66M+27.7%$324.27M+58.7%$287.16M+44.3%
Enterprise value$1.26B+21.3%$1.21B+10.3%$1.06B+18.5%$1.06B-7.7%$1.01B-11.0%
Price / earnings15.1×-6.7×13.7×-14.5×15.6×-15.0×18.6×19.8×
Price / sales4.1×+0.5×3.6×-0.1×3.3×0.0×3.4×+0.9×3.3×+0.8×
Price / book0.9×+0.2×0.7×+0.1×0.6×+0.1×0.6×+0.2×0.6×+0.2×
EV / sales10.9×-0.9×11.1×-2.0×10.5×-0.7×11.2×-2.8×11.5×-2.9×
Free cash flow yield11.7%+6.1pp13.9%12.6%
Earnings yield6.6%+2.0pp7.3%+3.8pp6.4%+3.2pp5.4%+1.1pp5.1%+2.3pp
PEG ratio0.1×0.0×0.1×0.1×

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Where do Ponce Financial Group, Inc.'s ratios come from?
Every ratio is computed from Ponce Financial Group, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.