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Peoples Bancorp PEBO Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$927K+44.6%
CTB
Community Trust BancorpCTBI
$51K+8.5%
UBS
United BanksharesUBSI
$2.39M-40.4%
Prosperity Bancshares logo
Prosperity BancsharesPB

Other financials

Income statement

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Revenue$118.7M+5.6%
Operating income$37.3M+19.0%
Net income$29.0M+19.2%
EPS (diluted)$0.81+19.1%

Balance sheet

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Cash & equivalents$190.4M+1.8%
Total debt$700.7M+162%
Total equity$1.2B+6.9%
Total assets$9.6B+4.3%

Cash flow

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Operating cash flow$34.5M+0.7%
CapEx$1.2M-56.0%
Free cash flow$33.3M+5.6%

Valuation

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Market cap$1.35B+31.5%
Enterprise value$1.86B+67.8%
P/E12.2×+3.0×
P/S2.9×+0.6×

Profitability

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Operating margin30.2%-1.7pp
Net margin23.9%-1.1pp
FCF margin28%-2.1pp

Returns & leverage

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Return on equity9.5%-0.7pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by Peoples Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Peoples Bancorp’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Bancorp's gain (loss) on sales of loans, net?
Peoples Bancorp (PEBO) reported gain (loss) on sales of loans, net of $215.25K in Q4 2025.
How has Peoples Bancorp's gain (loss) on sales of loans, net changed year-over-year?
Peoples Bancorp's gain (loss) on sales of loans, net decreased by 37.4% year-over-year, from $344K to $215.25K.
What is the long-term trend for Peoples Bancorp's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), Peoples Bancorp's gain (loss) on sales of loans, net has grown at a -26.8% compound annual growth rate (CAGR), from $2.99M to $861K.
What does gain (loss) on sales of loans, net mean?
This represents the net profit or loss realized from selling loans from the bank's portfolio to third-party investors. It reflects the difference between the sale price and the carrying value of the loans at the time of disposal. This metric highlights the bank's success in managing its loan portfolio and capitalizing on secondary market pricing.