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United Bankshares UBSI Gain (Loss) on Sales of Loans, Net
Gain (Loss) on Sales of Loans, Net at other companies
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Where this comes from
Reported directly by United Bankshares in its filing.
Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.
The source filing: United Bankshares’s 10-K, filed February 27, 2026.
- Filed
- Feb 27, 2026, 1:06 PM EST
- Fiscal year
- FY2025
- Accession
- 0001193125-26-081470
| (Dollars in thousands) | Year Ended December 31 / 2025 | Year Ended December 31 / 2024 | Year Ended December 31 / 2023 |
|---|---|---|---|
| (Gain) loss on securities | (11,170) | 7,720 | 7,646 |
| Loans originated for sale | (370,856) | (645,942) | (860,901) |
| Proceeds from sales of loans | 393,506 | 673,906 | 887,398 |
| Gain on sales of loans | (9,567) | (16,063) | (25,879) |
| Mortgage repurchase loan reserve activity | (327) | 19 | (304) |
| Stock-based compensation | 13,089 | 12,130 | 12,463 |
| Excess tax benefits from stock-based compensation arrangements | 83 | 258 | 128 |
| Deferred income tax expense (benefit) | 16,645 | (3,368) | (2,921) |
Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
FAQ
- What is United Bankshares's gain (loss) on sales of loans, net?
- United Bankshares (UBSI) reported gain (loss) on sales of loans, net of $2.39M in Q4 2025.
- How has United Bankshares's gain (loss) on sales of loans, net changed year-over-year?
- United Bankshares's gain (loss) on sales of loans, net decreased by 40.4% year-over-year, from $4.02M to $2.39M.
- What is the long-term trend for United Bankshares's gain (loss) on sales of loans, net?
- Over 4 years (2021 to 2025), United Bankshares's gain (loss) on sales of loans, net has grown at a -50.6% compound annual growth rate (CAGR), from $161.11M to $9.57M.
- What does gain (loss) on sales of loans, net mean?
- This metric measures the net profit or loss realized from selling loans into the secondary market, calculated as the difference between the sale proceeds and the carrying value of the loans. It reflects the profitability of the mortgage banking segment and the company's ability to price loans competitively. Consistent gains indicate effective risk management and favorable market conditions for loan sales.
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