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Union Bankshares UNB Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

KeyCorp logo
KeyCorpKEY
$36M+20.0%
Citizens & Northern logo
Citizens & NorthernCZNC
$370K+80.5%
UBS
United BanksharesUBSI
$2.39M-40.4%
Prosperity Bancshares logo
Prosperity BancsharesPB

Other financials

Income statement

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Revenue$13.8M+8.5%
Net income$3.0M+20.1%
EPS (diluted)$0.65+18.2%

Balance sheet

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Cash & equivalents$29.8M+118%
Total debt$2.4M-4.0%
Total equity$80.6M+15.0%
Total assets$1.6B+6.6%

Cash flow

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Operating cash flow$2.6M-35.2%
CapEx$180.0K+25.9%
Free cash flow$2.5M-37.5%

Valuation

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Market cap$111.94M-5.3%
P/E9.7×-3.2×
P/S-0.3×

Profitability

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Net margin20.8%+2.9pp
FCF margin26.8%-0.7pp

Returns & leverage

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Return on equity15.4%+2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Union Bankshares in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: Union Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Union Bankshares's gain (loss) on sales of loans, net?
Union Bankshares (UNB) reported gain (loss) on sales of loans, net of $350K in Q1 2026.
How has Union Bankshares's gain (loss) on sales of loans, net changed year-over-year?
Union Bankshares's gain (loss) on sales of loans, net decreased by 10.0% year-over-year, from $389K to $350K.
What is the long-term trend for Union Bankshares's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), Union Bankshares's gain (loss) on sales of loans, net has grown at a -18.9% compound annual growth rate (CAGR), from $4.96M to $2.15M.
What does gain (loss) on sales of loans, net mean?
This represents the net profit or loss realized from selling loans into the secondary market, calculated as the difference between the sale proceeds and the carrying value of the loans. It serves as a primary measure of the profitability of the bank's loan sale operations. Investors monitor this to gauge the bank's ability to price loans effectively and manage interest rate risk during the holding period.