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First United FUNC Gain (Loss) on Sales of Loans, Net

Gain (Loss) on Sales of Loans, Net at other companies

UBS
United BanksharesUBSI
$2.39M-40.4%
First Bancorp logo
First BancorpFNLC
$57K-1.7%
Financial Institutions logo
Financial InstitutionsFISI
$125K+6.8%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$927K+44.6%
Fulton Financial logo
Fulton FinancialFULT
First Community Corporation logo
First Community CorporationFCCO

Segments

By segment

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Community Banking$86K-6.5%

Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's gain (loss) on sales of loans, net?
First United (FUNC) reported gain (loss) on sales of loans, net of $86K in Q1 2026.
How has First United's gain (loss) on sales of loans, net changed year-over-year?
First United's gain (loss) on sales of loans, net decreased by 6.5% year-over-year, from $92K to $86K.
What is the long-term trend for First United's gain (loss) on sales of loans, net?
Over 4 years (2021 to 2025), First United's gain (loss) on sales of loans, net has grown at a -16.8% compound annual growth rate (CAGR), from $1.12M to $533K.
What does gain (loss) on sales of loans, net mean?
Measures the net profit or loss realized from selling loans to third-party investors, calculated as the difference between the sale proceeds and the carrying value of the loans. This metric is a key driver of non-interest income for financial institutions that actively participate in secondary market loan sales. It reflects the bank's pricing power and the market demand for its originated loan products.