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First United FUNC Community Banking — Gain Loss On Sales Of Loans Net

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Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSalesOfLoansNet.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's community banking — gain loss on sales of loans net?
First United (FUNC) reported community banking — gain loss on sales of loans net of $86K in Q1 2026.
How has First United's community banking — gain loss on sales of loans net changed year-over-year?
First United's community banking — gain loss on sales of loans net decreased by 6.5% year-over-year, from $92K to $86K.
What is the long-term trend for First United's community banking — gain loss on sales of loans net?
Over 2 years (2023 to 2025), First United's community banking — gain loss on sales of loans net has grown at a 18.3% compound annual growth rate (CAGR), from $381K to $533K.
What does community banking — gain loss on sales of loans net mean?
This captures the net realized gains or losses from the sale of loans, typically those originated for secondary market sale. It indicates the segment's ability to generate non-interest income through loan production and capital market activities.