Products & Services · Separate Account Liability Policy Charge

Universal Life — Separate Account Liability Policy Charge

Principal Financial Group Universal Life — Separate Account Liability Policy Charge increased by 3.3% to 3490000000.0% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.3%, from 3380000000.0% to 3490000000.0%. Over 3 years (FY 2022 to FY 2025), Universal Life — Separate Account Liability Policy Charge shows an upward trend with a 3.5% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

An increase suggests a growing base of active policies or higher fee structures, contributing to stable fee-based revenue.

Detailed definition

The fees and charges deducted from the separate account policyholder balances to cover administrative costs, mortality r...

Peer comparison

Comparable to 'Cost of Insurance' or 'Administrative Fee Income' in variable life insurance reporting.

Metric ID: pfg_segment_universal_life_separate_account_liability_policy_charge

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value3,052,500,000%3,052,500,000%3,052,500,000%3,052,500,000%3,190,000,000%3,220,000,000%3,240,000,000%3,250,000,000%3,330,000,000%3,320,000,000%3,300,000,000%3,320,000,000%3,380,000,000%3,380,000,000%3,400,000,000%3,380,000,000%3,490,000,000%
QoQ Change+0.0%+0.0%+0.0%+4.5%+0.9%+0.6%+0.3%+2.5%-0.3%-0.6%+0.6%+1.8%+0.0%+0.6%-0.6%+3.3%
YoY Change+4.5%+5.5%+6.1%+6.5%+4.4%+3.1%+1.9%+2.2%+1.5%+1.8%+3.0%+1.8%+3.3%
Range3,052,500,000%3,490,000,000%
CAGR+3.4%
Avg YoY Growth+3.5%
Median YoY Growth+3.1%

Frequently Asked Questions

What is Principal Financial Group's universal life — separate account liability policy charge?
Principal Financial Group (PFG) reported universal life — separate account liability policy charge of 3490000000.0% in Q1 2026.
How has Principal Financial Group's universal life — separate account liability policy charge changed year-over-year?
Principal Financial Group's universal life — separate account liability policy charge increased by 3.3% year-over-year, from 3380000000.0% to 3490000000.0%.
What is the long-term trend for Principal Financial Group's universal life — separate account liability policy charge?
Over 3 years (2022 to 2025), Principal Financial Group's universal life — separate account liability policy charge has grown at a 3.5% compound annual growth rate (CAGR), from 12210000000.0% to 13540000000.0%.
What does universal life — separate account liability policy charge mean?
The recurring fees collected from customers to cover the costs of managing their separate account insurance policies.