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Pre-Tax Income at other companies

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Segments

By segment

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Mortgage Banking Lending Sector$133.58M+116%
Mortgage Banking Servicing Sector$12.65M-83.4%

Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690
Line itemQuarter ended March 31, 2026Quarter ended March 31, 2025
Occupancy and equipment9,9918,382
Other14,35511,700
Total expenses440,293326,707
Income before provision for income taxes104,691104,196
Provision for income taxes22,36927,916
Net income$82,322$76,280
Earnings per share
Basic$1.58$1.48

Item 1. Financial Statements (Unaudited):

FAQ

What is PennyMac Financial Services, Inc.'s pre-tax income?
PennyMac Financial Services, Inc. (PFSI) reported pre-tax income of $104.69M in Q1 2026.
How has PennyMac Financial Services, Inc.'s pre-tax income changed year-over-year?
PennyMac Financial Services, Inc.'s pre-tax income increased by 0.5% year-over-year, from $104.2M to $104.69M.
What is the long-term trend for PennyMac Financial Services, Inc.'s pre-tax income?
Over 3 years (2021 to 2025), PennyMac Financial Services, Inc.'s pre-tax income has grown at a -26.0% compound annual growth rate (CAGR), from $1.36B to $551.42M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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