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UWM Holdings UWMC Pre-Tax Income

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Other financials

Income statement

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Revenue$888.0M+17.0%
Net income-$80.6M-452%
EPS (diluted)-$0.24-318%

Balance sheet

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Cash & equivalents$498.4M+1.7%
Total debt$3.1B+6.7%
Total equity$985.3M-43.6%
Total assets$17.9B+29.2%

Cash flow

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Operating cash flow-$2.2B-475%
CapEx$9.5M-60.9%
Free cash flow-$2.2B-490%

Valuation

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Market cap$434.21M-56.3%
Enterprise value$3.04B-10.9%
P/S0.1×-0.2×

Profitability

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Operating margin-0.1%
Net margin-1%-1.5pp
FCF margin-129.4%

Returns & leverage

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Return on equity-2.7%-3.3pp
Debt / equity3.2×+1.5×
Current ratio

Where this comes from

Reported directly by UWM Holdings in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: UWM Holdings’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001783398-26-000117
Line itemFor the three months ended June 30, 2026For the three months ended June 30, 2025For the six months ended June 30, 2026For the six months ended June 30, 2025
Interest expense158,939133,467299,704253,877
Other expense (income)1,1701,8463,376(1,002)
Total expenses635,050526,7651,210,4441,012,366
Earnings (loss) before income taxes(472,921)329,418(295,421)68,602
Provision (benefit) for income taxes(21,019)14,939(13,893)1,151
Net income (loss)(451,902)314,479(281,528)67,451
Net income (loss) attributable to non-controlling interest(371,308)291,570(226,235)58,221
Net income (loss) attributable to UWM Holdings Corporation$(80,594)$22,909$(55,293)$9,230

Item 1. Financial Statements

FAQ

What is UWM Holdings's pre-tax income?
UWM Holdings (UWMC) reported pre-tax income of -$472.92M in Q2 2026.
How has UWM Holdings's pre-tax income changed year-over-year?
UWM Holdings's pre-tax income decreased by 243.6% year-over-year, from $329.42M to -$472.92M.
What is the long-term trend for UWM Holdings's pre-tax income?
Over 4 years (2021 to 2025), UWM Holdings's pre-tax income has grown at a -36.9% compound annual growth rate (CAGR), from $1.58B to $250.9M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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