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Net Interest Income at other companies

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Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690
Line itemQuarter ended March 31, 2026Quarter ended March 31, 2025
Net interest expense:
Interest income208,179189,871
Interest expense249,722208,082
Net interest expense(41,543)(18,211)
Management fees from PennyMac Mortgage Investment Trust6,7627,012
Results of real estate acquired in settlement of loans(2,316)(225)
Change in fair value of investment in and dividends received from PennyMac Mortgage Investment Trust(37)185
Other6,1204,918

Item 1. Financial Statements (Unaudited):

FAQ

What is PennyMac Financial Services, Inc.'s net interest income?
PennyMac Financial Services, Inc. (PFSI) reported net interest income of -$41.54M in Q1 2026.
How has PennyMac Financial Services, Inc.'s net interest income changed year-over-year?
PennyMac Financial Services, Inc.'s net interest income decreased by 128.1% year-over-year, from -$18.21M to -$41.54M.
What is the long-term trend for PennyMac Financial Services, Inc.'s net interest income?
Over 4 years (2021 to 2025), PennyMac Financial Services, Inc.'s net interest income has grown at a -20.0% compound annual growth rate (CAGR), from -$90.53M to -$37.01M.
What does net interest income mean?
The difference between interest earned on mortgage-related assets and interest paid on debt obligations used to fund those assets. It serves as a primary indicator of the profitability of the company's interest-bearing activities and its sensitivity to interest rate fluctuations.

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