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loanDepot LDI Net Interest Income

Net Interest Income at other companies

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$507M+152%
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-$41.54M-128%
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First BanCorpFBP
$220.96M+4.0%

Other financials

Income statement

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Revenue$286.4M+4.7%
Net income-$37.5M-71.2%
EPS (diluted)-$0.16-45.5%

Balance sheet

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Cash & equivalents$277.4M-25.3%
Total debt$2.1B+4.7%
Total assets$7.2B+12.9%

Cash flow

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Operating cash flow-$169.3M+4.2%
CapEx$7.8M+15.5%
Free cash flow-$177.2M+3.5%

Valuation

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Market cap$645.42M+120%
Enterprise value$2.52B+27.5%
P/S0.5×+0.3×

Profitability

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Net margin-6.5%-0.9pp
FCF margin-74.3%+6.9pp

Where this comes from

Reported directly by loanDepot in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: loanDepot’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is loanDepot's net interest income?
loanDepot (LDI) reported net interest income of $2.7M in Q1 2026.
How has loanDepot's net interest income changed year-over-year?
loanDepot's net interest income decreased by 18.3% year-over-year, from $3.31M to $2.7M.
What is the long-term trend for loanDepot's net interest income?
Over 3 years (2021 to 2025), loanDepot's net interest income has grown at a -38.4% compound annual growth rate (CAGR), from $44.02M to $10.27M.
What does net interest income mean?
This represents the difference between the interest income generated from interest-earning assets and the interest expense incurred on interest-bearing liabilities. It serves as a primary indicator of a financial institution's core profitability from its lending activities. A higher spread indicates more effective management of interest rate risk and funding costs.