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Pultegroup PHM Financial Services — Maximum borrowing capacity

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Other financials

Income statement

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Revenue$3.4B-12.4%
Gross profit$881.3M-21.5%
Net income$347.0M-33.6%
EPS (diluted)$1.79-30.4%

Balance sheet

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Cash & equivalents$1.8B+44.5%
Total debt$129.6M+7.0%
Total equity$13.0B+5.3%
Total assets$18.2B+5.0%

Cash flow

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Operating cash flow$159.8M+19.0%
CapEx$25.4M-14.2%
Free cash flow$134.4M+28.4%

Valuation

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Market cap$26.14B+21.6%
Enterprise value$24.42B+20.0%
P/E12.8×+5.0×
P/S1.6×+0.3×

Profitability

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Gross margin26.7%
Net margin12.1%-4.3pp
FCF margin10.6%+2.5pp

Returns & leverage

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Return on equity16.2%-9.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Pultegroup in its filing.

Tagged under the XBRL concept us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity.

The official record: Pultegroup’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pultegroup's financial services — maximum borrowing capacity?
Pultegroup (PHM) reported financial services — maximum borrowing capacity of $625M in Q1 2026.
How has Pultegroup's financial services — maximum borrowing capacity changed year-over-year?
Pultegroup's financial services — maximum borrowing capacity decreased by 3.8% year-over-year, from $650M to $625M.
What is the long-term trend for Pultegroup's financial services — maximum borrowing capacity?
Over 3 years (2021 to 2025), Pultegroup's financial services — maximum borrowing capacity has grown at a 10.6% compound annual growth rate (CAGR), from $1.89B to $2.55B.
What does financial services — maximum borrowing capacity mean?
This represents the total limit of credit available to the financial services segment through its various credit facilities and financing agreements. It defines the ceiling for the segment's ability to fund mortgage originations.