Financial Services — Maximum borrowing capacity
Pultegroup Financial Services — Maximum borrowing capacity remained flat by 0.0% to $625.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.8%, from $650.00M to $625.00M. Over 3 years (FY 2021 to FY 2025), Financial Services — Maximum borrowing capacity shows an upward trend with a 10.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
A higher capacity provides greater flexibility to scale mortgage operations, while a lower capacity may constrain growth during peak demand.
Detailed definition
This represents the total limit of credit available to the financial services segment through its various credit facilit...
Peer comparison
Standard measure of financial flexibility for mortgage banking operations.
phm_segment_financial_services_maximum_borrowing_capacityHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $375.00M | $580.00M | $650.00M | $460.00M | $1.30B | $655.00M | $800.00M | $500.00M | $560.00M | $850.00M | $600.00M | $700.00M | $675.00M | $675.00M | $650.00M | $650.00M | $625.00M | $625.00M | $625.00M |
| QoQ Change | — | +54.7% | +12.1% | -29.2% | +182.6% | -49.6% | +22.1% | -37.5% | +12.0% | +51.8% | -29.4% | +16.7% | -3.6% | +0.0% | -3.7% | +0.0% | -3.8% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +246.7% | +12.9% | +23.1% | +8.7% | -14.5% | +6.3% | +20.0% | — | +20.5% | -20.6% | +8.3% | -7.1% | -7.4% | -7.4% | -3.8% |
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Frequently Asked Questions
- What is Pultegroup's financial services — maximum borrowing capacity?
- Pultegroup (PHM) reported financial services — maximum borrowing capacity of $625.00M in Q1 2026.
- How has Pultegroup's financial services — maximum borrowing capacity changed year-over-year?
- Pultegroup's financial services — maximum borrowing capacity decreased by 3.8% year-over-year, from $650.00M to $625.00M.
- What is the long-term trend for Pultegroup's financial services — maximum borrowing capacity?
- Over 3 years (2021 to 2025), Pultegroup's financial services — maximum borrowing capacity has grown at a 10.6% compound annual growth rate (CAGR), from $1.89B to $2.55B.
- What does financial services — maximum borrowing capacity mean?
- The maximum amount of debt the financial services segment is allowed to borrow.